Closing delays caused by TRID will push a certain amount of loan production into the first quarter of 2016. But how much?

At yearend, JPM held $157.1 billion of what it calls “prime mortgages” (including option ARMs), a stunning 48 percent increase over the past 12 months.

The volume of home loans with private mortgage insurance that were securitized by Fannie Mae and Freddie Mac dropped 17.1 percent from the third to the fourth quarter of last year, according to a new Inside Mortgage Finance analysis and ranking. That’s not so bad, given that total mortgage-backed securities production by the two government-sponsored enterprises was down 19.9 percent during the last three months of 2015. The GSEs securitized ... [Includes two data charts]

Despite receiving hundreds of comments against the proposed rule to ban captive insurance companies from membership in the Federal Home Loan Bank system, the Federal Housing Finance Agency forged ahead this week and issued a final rule banning them from the FHLBanks, upsetting many in the mortgage industry. The decision forces FHLBank members that had used their captive insurers to join the system prior to the FHFA’s proposed rule, many of which are ...

In the past, some lenders have complained about forced buybacks because of loan defects even when a mortgage is current.

In the home mortgage sector, complaints dropped both quarterly and annually.

Shelly Logemann, a top producer and branch manager for the privately held RPM, told us “TRID was a blip on the radar..."

Quicken Loans, ranked second overall in GSE loan deliveries last year, growing its business by 32.2 percent…

“Home-equity lending, for years the red-headed stepchild of our industry, is coming back into favor," said CoreLogic's Sam Khater.

While nonbank residential lenders lean a little more on TPO channels, banks are still the driving force in the correspondent market…