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Inside The GSEs
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FHFA Fails to Document Reviews of Desktop Appraisal Reports

October 27, 2023
Dennis Hollier
An audit by FHFA’s Office of Inspector General found that the agency’s Office of Housing and Regulatory Policy hasn’t conducted adequate oversight of the new reports.
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Capital Markets Update for the GSEs

October 27, 2023
Dennis Hollier
Fannie celebrates 10-year anniversary of CRT program; results of the GSE’s fifth tender offer.
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GSE MBS Volume Steady, Smaller Lenders Boost Share

October 13, 2023
Dennis Hollier
Declining volumes at large sellers in the third quarter shifted market share to small shops. United Wholesale Mortgage remained the top GSE loan seller during the quarter. (Includes two data charts.)
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GSEs Update Rental Income Requirements

October 13, 2023
Dennis Hollier
Both Fannie Mae and Freddie Mac have eased the rules that limit the use of rental income to qualify for a mortgage.
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GSEs’ NPL Sales Plummet in 2022

October 13, 2023
Dennis Hollier
Market dynamics tied to the pandemic cut nonperforming loan sales at the GSEs by more than 66%. Fannie Mae accounted for almost all of the sales.
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Fannie Supports More Investment in Small Rentals

October 13, 2023
Dennis Hollier
Fannie’s decision to lower the downpayment requirement for loans on two- to four-unit multifamily properties should boost investment in this key source of affordable housing.
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Fannie Targets Workforce Housing

October 13, 2023
Dennis Hollier
A new Fannie loan product offers lower pricing and more flexibility to conventional multifamily borrowers who voluntarily set aside units as workforce housing.
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FHLBank San Francisco: How to Close the Racial Equity Gap

October 13, 2023
Dennis Hollier
A new white paper released by the FHLBank San Francisco outlines the causes and possible solutions to the racial gap in homeownership. The bank’s CEO Bazemore identifies the highlights of the report.
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Fannie Capital Markets Team Picks Up the Pace

October 13, 2023
Dennis Hollier
The enterprise has churned out a cash tender offer, a CAS REMIC and an NPL sale in the space of about a week.
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Freddie’s Perry Touts Downpayment Assistance Tool

October 13, 2023
Dennis Hollier
The online application, DPA One, allows lenders to find and match up to 400 downpayment assistance programs with borrowers who need help with closing costs.
Read More
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