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GSE Conforming Jumbo Business Trending Down in 2025

October 3, 2025
Abby Zimmardi
The volume of conforming jumbo mortgages in the first nine months of 2025 fell by 17.2% compared to 2024. (Includes data table.)
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Delinquencies on Non-QMs Spike in August

October 3, 2025
Abby Zimmardi
The impairment rate on securitized non-qualified mortgages rose sharply in August. The increase can largely be explained by the month ending on a Sunday, according to dv01.
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Expanded-Credit Lenders Partner With Investors

October 3, 2025
Abby Zimmardi
Invictus Capital Partners and CrossCountry announced separate partnerships with loan investors.
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Losses Mount at Fix-and-Flip Player Groundfloor

October 3, 2025
Abby Zimmardi
Groundfloor Finance took a $2.1 million loss in the first half of 2025. The firm focuses on fix-and-flip lending.
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Constructive Capital Touts Looser Underwriting

October 3, 2025
Abby Zimmardi
Constructive Capital is posting below average delinquency rates on mortgages for investment properties while offering more lenient underwriting than the industry average.
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Better Launches HELOCs With Bank Statement Underwriting

October 3, 2025
Abby Zimmardi
Better’s new home equity line of credit offering is aimed at self-employed borrowers and small-business owners.
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News Briefs

October 3, 2025
Abby Zimmardi
Prices for luxury homes break from overall trend; The Mortgage Calculator launches asset depletion and asset utilization mortgage program; Planet Financial Group appoints Tim Fisher as senior vice president of non-agency lending.
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Non-Agency Market Growing, DSCR Concerns Linger

September 19, 2025
Abby Zimmardi
Players in the non-qualified mortgage market are expecting interest rates on non-agency mortgages to slowly fall following the Federal Reserve’s cut to the federal funds rate.
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Correspondent Share of Nonconforming Lending Up

September 19, 2025
Abby Zimmardi
The correspondent channel gained market share from both the retail and broker channels in the first half of 2025. (Includes data table.)
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Lenders Begin to Bump Up Conforming Loan Limits

September 19, 2025
Abby Zimmardi
Some lenders announced increases in their conforming loan limits before an official announcement from the Federal Housing Finance Agency for 2026 limits.
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