Homeowners said in a recent Hometap survey that traditional home equity solutions do not fit their needs and they are looking for more flexible finance options.

The CFPB adjusted the appraisal exemption threshold; Velocity Financial agreed to sell UPB of non-performing loans and entered a third-party servicing mandate.

Both the correspondent and broker channels picked up some market share from the retail channel in the third quarter of 2025. At Chase, the largest nonconforming retail lender among a group of 38 lenders, retail volume was up 1.6% during the third quarter. (Includes two data tables.)

A push by the Securities and Exchange Commission to revise disclosure standards for publicly-registered non-agency MBS has broad support.

Some 36.5% of the mortgages in a new $365.0 million non-agency MBS from Citi have private mortgage insurance and were eligible for delivery to Fannie Mae and Freddie Mac.

Backflip closed its first residential transition loan securitization last week, a $95 million deal.

The non-agency mortgage space is becoming more comfortable with artificial intelligence to help make the loan origination process more efficient.

The $283.3 million securitization was more than nine times oversubscribed.

An appeals court ruled that Toorak Capital Partners couldn’t complete a foreclosure due to insufficient evidence.

Insula Capital Group launches debt service coverage ratio program; Deephaven Mortgage offering new home equity line of credit.