The complication of shifting from cash window deliveries to MBS swaps is going to cost lenders money whether they’re big or small.

Ocwen Financial is ramping up its servicing/MBS issuance game in a new deal with Texas Capital Bank.

Securitizing mortgages can be expensive and recent PSPA changes might force the hand of smaller lenders, at least that’s how some trade groups see it. (Includes three data charts.)

If you want to be a player in Ginnie Mae early buyouts, you’ll need cash, lots of it. But is the window starting to close?

The Ginnie Mae early buyout game is catching on fast, with new players entering the fray. loanDepot recently increased a repo line, bolstering its ammunition.

Trade group officials believe by opening a dialogue with regulators they can fix the GSE cash window “problem” that is looming.

What might the new Biden administration do with Fannie and Freddie? Good things ahead for Ginnie? Let the speculation begin.

Freddie’s green loans have accounted for a cumulative savings of 827 million gallons in water consumed, and more than 152 million kilo-BTUs in energy savings. In raw cash terms, that comes to more than $11 million in savings per (multifamily) loan.

Word is out: Money can be made in the Ginnie EBO space. The strategy is attracting investment funds but it’s not as easy as you might think.