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    <title>Issuers</title>
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      <![CDATA[]]>
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    <link>https://www.insidemortgagefinance.com/rss</link>
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    <item>
      <title>Bank Capital Reforms Could Limit Supply of MBS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The revised proposals would reduce capital requirements for banks, both for MBS holdings and whole loans in portfolio. The change would provide incentives for banks to retain more originations in portfolio.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237023</guid>
      <pubDate>Thu, 26 Mar 2026 17:00:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237023-bank-capital-reforms-could-limit-supply-of-mbs</link>
    </item>
    <item>
      <title>Freddie’s New K-Deal Strategy to Boost Interest Income</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The shift from senior subordinate securitizations to predominantly fully guaranteed securitizations is expected to increase revenues for Freddie’s multifamily business.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236705</guid>
      <pubDate>Thu, 19 Feb 2026 15:51:52 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236705-freddie-mac-launches-new-k-deal-strategy</link>
    </item>
    <item>
      <title>Grapevine: Fed Plans Capital Relief; Moody’s Eyes Second Liens</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Pending proposals from the Fed would impact MBS market; Moody’s looks to rate securitizations of home equity loans.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236713</guid>
      <pubDate>Thu, 19 Feb 2026 15:49:56 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236713-grapevine-fed-plans-mortgage-proposals-moodys-eyes-second-liens</link>
    </item>
    <item>
      <title>Lenders Facing Some Uncertainty With GSE Cash Window</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Some large lenders are seeing their cash-window availability capped or being cut off altogether, according to trading advisors. Communications from the GSEs and FHFA on the matter are vague.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236135</guid>
      <pubDate>Thu, 11 Dec 2025 16:30:20 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236135-lenders-facing-some-uncertainty-with-gse-cash-window</link>
    </item>
    <item>
      <title>FHFA Changes to CSS May Enable Public Utility Plans</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Changes to Common Securitization Solutions, including being renamed U.S. Financial Technology, appear to set the company up to serve additional secondary mortgage market participants.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234654</guid>
      <pubDate>Thu, 26 Jun 2025 17:21:40 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234654-css-and-gse-reform</link>
    </item>
    <item>
      <title>Ginnie Removes Buydown Cap on Custom Pools</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Ginnie Mae eliminated the 10% concentration limit on buydown securitizations in custom single-family MBS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234534</guid>
      <pubDate>Thu, 12 Jun 2025 16:50:06 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234534-ginnie-cuts-the-bd-cap-on-custom-sf-pools</link>
    </item>
    <item>
      <title>Second-Level MBS Issuance Slows in 1Q, CMOs Rise</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Fannie Supers issuance was up sharply in the first quarter as the Fed finished restructuring its Fannie portfolio. Ginnie led the increase in agency REMIC production. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234389</guid>
      <pubDate>Thu, 29 May 2025 16:07:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234389-second-level-mbs-issuance-slows-in-1q25-cmos-rise</link>
    </item>
    <item>
      <title>Grapevine: Fed Stays Course With MBS Holdings; Ginnie Mae Buydown Change</title>
      <description>
        <![CDATA[The Federal Reserve is allowing its MBS holdings to run off in a predictable manner; Ginnie provides more details on change to buydown policy; Cerberus affiliate issues securitization of closed-end second liens.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234353</guid>
      <pubDate>Thu, 22 May 2025 16:00:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234353-grapevine-fed-stays-course-with-mbs-holdings-ginnie-buydown-change</link>
    </item>
    <item>
      <title>GSE Profits Remain Stable in a Weak Mortgage Market</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[First-quarter earnings reports suggest the reduced size of Fannie Mae’s guarantee book of business may be impacting its market share vis a vis Freddie Mac.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/234163</guid>
      <pubDate>Thu, 01 May 2025 15:44:20 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/234163-gse-profits-remain-stable-in-a-weak-mortgage-market</link>
    </item>
    <item>
      <title>Grapevine: Mortgage Warehouse Deal; Television Securitization</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[loanDepot to issue its 11th mortgage warehouse securitization; Gray Media expands television securitization; Hooters bankruptcy could impact whole-business securitization.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233914</guid>
      <pubDate>Thu, 03 Apr 2025 16:55:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233914-grapevine-mortgage-warehouse-deal-television-securitization</link>
    </item>
    <item>
      <title>AEI Projects Savings From Eliminating Agency MBS</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Some economists believe eliminating all GSE MBS would lower rates on Treasury securities and reduce the government’s borrowing costs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233682</guid>
      <pubDate>Thu, 13 Mar 2025 14:25:45 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233682-agency-mbs-impact-on-federal-expenditures</link>
    </item>
    <item>
      <title>FHFA, Ginnie Face Complications in Nonbank-Failure Prep</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The Federal Housing Finance Agency in recent years has done a better job than Ginnie Mae in interagency planning for a hypothetical nonbank crisis, according to the Government Accountability Office.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233371</guid>
      <pubDate>Thu, 06 Feb 2025 16:22:31 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233371-fhfa-ginnie-face-complications-in-nonbank-prep</link>
    </item>
    <item>
      <title>BMO Settles With SEC Over Lax Agency CMO Practices</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The settlement includes $19.4 million in disgorgement of profits the SEC said BMO generated between December 2020 and May 2023 through misleading sales of agency CMOs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233253</guid>
      <pubDate>Thu, 23 Jan 2025 16:05:03 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233253-bmo-settles-with-sec-on-agency-cmo-practices</link>
    </item>
    <item>
      <title>MCT to Adopt FICO 10 T in Its Marketplace</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The largest mortgage asset exchange will bring trended data to hundreds of lenders and investors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/233010</guid>
      <pubDate>Thu, 19 Dec 2024 17:04:45 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/233010-mct-adds-fico-10-t-to-its-marketplace</link>
    </item>
    <item>
      <title>MBA Calls for Creation of Ginnie EBO Securitization</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[The Mortgage Bankers Association said the new early-buyout securitization would provide issuers more liquidity in times of stress.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232940</guid>
      <pubDate>Thu, 12 Dec 2024 15:53:16 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232940-mba-proposes-new-ginnie-ebo-securitization</link>
    </item>
    <item>
      <title>Changes to Multifamily MBS Support Municipal Bond Investors </title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[New capabilities added to Freddie Mac’s basic ML-deal will allow corporate CUSIPs to be converted to municipal CUSIPs without impacting the tax-exempt status of the securities.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232818</guid>
      <pubDate>Wed, 27 Nov 2024 11:53:49 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232818-ml-deals-tweaked-to-support-municipal-bond-investors</link>
    </item>
    <item>
      <title>Dwight Mortgage Trust Issues Large Multifamily Q-Deal</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The REIT pooled nine multifamily affordable commercial real estate loans in a $384 million securitization.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232738</guid>
      <pubDate>Thu, 21 Nov 2024 16:28:53 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232738-freddie-mac-closes-largest-q-deal-in-two-years</link>
    </item>
    <item>
      <title>Ginnie Details Capital Relief Tied to MSR Hedging</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Issuers that show strong results from MSR hedging will receive relief from pending capital requirements. The Community Home Lenders of America said the relief will reduce risks to issuers and Ginnie.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232624</guid>
      <pubDate>Thu, 07 Nov 2024 16:28:55 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232624-ginnie-details-capital-relief-tied-to-msr-hedging</link>
    </item>
    <item>
      <title>Ginnie Working on Improvements for MBS Investors</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[By taking steps to shore up the financial standing of nonbank lenders and servicers, Ginnie Mae is providing confidence to both MBS investors and warehouse lenders.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232543</guid>
      <pubDate>Thu, 31 Oct 2024 16:50:05 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232543-ginnie-working-on-improvements-for-mbs-investors</link>
    </item>
    <item>
      <title>SFA Working on Issues in Residential MBS Market</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[SFA restarted its RMBS Symposium event this week, with an agenda driven by issues under consideration at committees and task forces within the association.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232164</guid>
      <pubDate>Thu, 19 Sep 2024 16:24:58 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232164-sfa-working-on-issues-in-residential-mbs-market</link>
    </item>
    <item>
      <title>Mixed Views on MBS Impact of Capital Re-Proposal</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Initial details on the planned re-proposal suggest that banks will benefit from the mortgage concessions by federal regulators.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232154</guid>
      <pubDate>Thu, 19 Sep 2024 16:23:59 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232154-mixed-views-on-mbs-impact-of-capital-re-proposal</link>
    </item>
    <item>
      <title>Changes to Basel III Endgame Could Impact Agency MBS</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Federal Reserve Vice Chair Michael Barr plans to recommend retaining capital requirements for unrealized losses on MBS held in bank portfolios. This provision was in response to the 2023 banking crisis.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232085</guid>
      <pubDate>Thu, 12 Sep 2024 15:29:21 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232085-changes-to-basel-iii-endgame-could-impact-agency-mbs</link>
    </item>
    <item>
      <title>UI Analysts Seek to Build on FSOC’s Ginnie Proposals</title>
      <author>mhogan@imfpubs.com</author>
      <description>
        <![CDATA[A new Urban Institute paper called on policymakers to build on the Financial Stability Oversight Council’s recommendations to address liquidity vulnerabilities among nonbank Ginnie Mae issuers.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231992</guid>
      <pubDate>Thu, 05 Sep 2024 15:34:22 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231992-tozer-ui-aim-to-expand-on-fsocs-ginnie-liquidity-proposals</link>
    </item>
    <item>
      <title>CSS Wants to Do More Than Just Issue MBS</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Common Securitization Solutions looks to use its data and risk management skills to expand the services it provides the GSEs.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231996</guid>
      <pubDate>Thu, 05 Sep 2024 15:33:07 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231996-css-wants-to-do-more-than-just-issue-mbs</link>
    </item>
    <item>
      <title>Grapevine: Ginnie Cyber Requirements; SEC Enforcement Actions</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Ginnie issuers say cyber reporting standards are too onerous; SEC fines CLO manager; SEC fines rating services for inadequate recordkeeping; T-Mobile ABS sputters; DoubleLine reduces management fee.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/232023</guid>
      <pubDate>Thu, 05 Sep 2024 15:31:27 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/232023-grapevine-concerns-about-ginnie-cyber-requirements-sec-enforcement-actions</link>
    </item>
    <item>
      <title>Conservative Vision for the GSEs and the Fed</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The Heritage Foundation’s Project 2025 calls for the end of the GSE conservatorships and a dramatically reduced role for the Fed.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231635</guid>
      <pubDate>Thu, 25 Jul 2024 16:15:31 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231635-conservative-vision-for-the-gses-and-the-fed</link>
    </item>
    <item>
      <title>Residential Mortgage Securitization Rate Falls in 1Q</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The decline was driven by conventional-conforming mortgages and government-insured mortgages. The securitization rate for non-agency mortgages actually jumped in the first quarter. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231364</guid>
      <pubDate>Thu, 20 Jun 2024 17:38:44 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231364-residential-mortgage-securitization-rate-falls-in-1q</link>
    </item>
    <item>
      <title>Secondary Market Opposes GSE Second-Lien Plan</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[SIFMA warned that Freddie’s proposal to acquire second liens could pose risks to the to-be-announced, credit-risk transfer and consumer-loan markets. SFA said the proposal, if approved, should be limited.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231107</guid>
      <pubDate>Thu, 23 May 2024 16:54:23 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231107-secondary-market-groups-oppose-gse-ces-proposal</link>
    </item>
    <item>
      <title>Agency MBS Players Prep for Margin Requirements</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The new requirements under FINRA 4210 will apply to trades in the to-be-announced market as well as other agency MBS positions.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/231018</guid>
      <pubDate>Thu, 16 May 2024 16:47:57 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/231018-get-ready-for-4210-no-really</link>
    </item>
    <item>
      <title>Regulators Consider Revisions for Capital Proposal</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Federal Reserve Governor Michelle Bowman highlighted issues in the proposed rule that impact MBS and ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/230822</guid>
      <pubDate>Thu, 25 Apr 2024 16:45:24 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/230822-regulators-consider-revisions-for-capital-proposal</link>
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