In 2020, mortgage records were broken all over the industry. MBS trading, meanwhile, had its best year since 2010.

When Wall Street lines up to lend you money, that’s a good thing. Figure has a new LOC from JPM and is planning its first MBS deal.

New loan-level information in the MBS disclosures will include delinquency status and payment plan history.

On Wednesday, it was bedlam in the nation’s capital. Former Ginnie Mae President Michael Bright and others weighed in.

In December, the capital markets remained receptive to all that nonbanks and REITs had to offer. But will it continue?

Freddie’s green loans have accounted for a cumulative savings of 827 million gallons in water consumed, and more than 152 million kilo-BTUs in energy savings. In raw cash terms, that comes to more than $11 million in savings per (multifamily) loan.

Mike Fratantoni, chief economist at the MBA, said the increase is linked to the rise in COVID-19 infections, a disease that continues to whipsaw the economy.

To be eligible for pooling in Ginnie HMBS, all LIBOR-based HECM loans must close and fund prior to Feb. 1, 2021.

Spreads between mortgage rates and interest paid on MBS have fallen to about 75 basis points. The long-term average is closer to 110 bps.

As the clock winds down on the Trump White House, the GSE regulator continues to pull levers. Just not the big one. Credit: Steve Mnuchin.