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    <title>Agency MBS</title>
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    <link>https://www.insidemortgagefinance.com/rss</link>
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    <item>
      <title>Kroll Stays Ahead in MBS, Fitch Gains Ground in ABS</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[S&P was the top ABS rating service in the fourth quarter and finished narrowly behind Fitch for all of 2025. Kroll held the top spot in MBS ratings for the year despite a strong challenge from Fitch. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237022</guid>
      <pubDate>Thu, 26 Mar 2026 17:02:00 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237022-kroll-stays-ahead-in-mbs-fitch-gains-ground-in-abs</link>
    </item>
    <item>
      <title>GSEs Likely Beefing Up MBS Purchases to Quell Volatility </title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Market participants say the surge in GSE purchases is part of the Trump administration’s effort to reduce mortgage rates and spreads.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237059</guid>
      <pubDate>Thu, 26 Mar 2026 17:01:12 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237059-gses-beef-up-mbs-purchases-amid-war-related-market-turmoil</link>
    </item>
    <item>
      <title>Bank Capital Reforms Could Limit Supply of MBS</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[The revised proposals would reduce capital requirements for banks, both for MBS holdings and whole loans in portfolio. The change would provide incentives for banks to retain more originations in portfolio.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237023</guid>
      <pubDate>Thu, 26 Mar 2026 17:00:13 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237023-bank-capital-reforms-could-limit-supply-of-mbs</link>
    </item>
    <item>
      <title>Residential Mortgage Securitization Rate Steady in 2025</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Some 68.0% of mortgages originated in 2025 were sold into MBS. Securitization rates were stable across most products, except for expanded-credit mortgages, where the securitization rate increased sharply. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237025</guid>
      <pubDate>Thu, 26 Mar 2026 16:59:14 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237025-residential-mortgage-securitization-rate-steady-in-2025</link>
    </item>
    <item>
      <title>GSE Pilots MBS Sale With VantageScore</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[One of the GSEs has quietly issued an MBS comprised of loans underwritten using VantageScore 4.0.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/237053</guid>
      <pubDate>Thu, 26 Mar 2026 16:58:18 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/237053-vantagescore-ceo-confirms-mbs-rumor</link>
    </item>
    <item>
      <title>MBS Analysts Weigh Impact of Iran War</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Since the Iran war started, interest rates have returned to where they were when President Trump directed the GSEs to purchase $200 billion in MBS and most analysts say GSE reform is now off the table.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236970</guid>
      <pubDate>Thu, 19 Mar 2026 17:10:47 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236970-mbs-analysts-weigh-impact-of-war</link>
    </item>
    <item>
      <title>Mortgage Spreads Widen With Uncertainty Tied to Iran Conflict</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Since the U.S. initiated strikes on Iran, mortgage rates and MBS spreads have given up all the ground they gained from the Trump administration’s directive for the GSEs to purchase $200 billion in agency MBS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236922</guid>
      <pubDate>Thu, 12 Mar 2026 16:41:32 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236922-mortgage-market-reacts-to-war-with-iran</link>
    </item>
    <item>
      <title>FASB to Propose Hedging of Held-to-Maturity Portfolios</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The potential rule change would allow banks to redesignate MBS holdings from held-to-maturity to available-for-sale.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236916</guid>
      <pubDate>Thu, 12 Mar 2026 16:39:35 -0400</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236916-fasb-to-allow-hedging-of-held-to-maturity-portfolios</link>
    </item>
    <item>
      <title>Agency Market Phones It In, Rate Refis Slow in February</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Secondary-market sales of agency loans followed seasonal patterns last month. Although purchase-mortgage volume saw the biggest decline, the sector still accounted for 55.8% of agency issuance last month. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236821</guid>
      <pubDate>Thu, 05 Mar 2026 17:00:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236821-agency-market-phones-it-in-rate-refi-slows-in-february</link>
    </item>
    <item>
      <title>GSE Portfolios Continue Shift to MBS</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie Mae’s retained mortgage portfolio surpassed the size of Freddie Mac’s in January, a first since 2022 as Fannie is adding to its MBS holdings at a faster rate than Freddie.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236823</guid>
      <pubDate>Thu, 05 Mar 2026 16:51:51 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236823-gse-portfolios-continue-shift-to-mbs</link>
    </item>
    <item>
      <title>Figure Looking to Take Market Share From GSEs</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Figure Technology Solutions is working to facilitate originations and sales of first-lien mortgages, touting lower costs and modern technology compared with delivering loans to Fannie Mae and Freddie Mac.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236839</guid>
      <pubDate>Thu, 05 Mar 2026 16:46:55 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236839-figure-looking-to-take-market-share-from-gses</link>
    </item>
    <item>
      <title>Investors See Opportunities With Agency CMBS</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Asset managers believe agency commercial MBS is an attractive investment option following President Trump’s directive to the GSEs to buy $200 million in agency MBS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236727</guid>
      <pubDate>Thu, 19 Feb 2026 15:54:46 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236727-investors-see-opportunities-with-agency-cmbs</link>
    </item>
    <item>
      <title>SFA Launches Fraud Mitigation Task Force</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Recent cases involving subprime auto lender Tricolor and auto parts manufacturer First Brands prompted the initiative.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236717</guid>
      <pubDate>Thu, 19 Feb 2026 15:52:50 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236717-sfa-launches-fraud-mitigation-taskforce</link>
    </item>
    <item>
      <title>Freddie’s New K-Deal Strategy to Boost Interest Income</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[The shift from senior subordinate securitizations to predominantly fully guaranteed securitizations is expected to increase revenues for Freddie’s multifamily business.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236705</guid>
      <pubDate>Thu, 19 Feb 2026 15:51:52 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236705-freddie-mac-launches-new-k-deal-strategy</link>
    </item>
    <item>
      <title>Grapevine: Fed Plans Capital Relief; Moody’s Eyes Second Liens</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Pending proposals from the Fed would impact MBS market; Moody’s looks to rate securitizations of home equity loans.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236713</guid>
      <pubDate>Thu, 19 Feb 2026 15:49:56 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236713-grapevine-fed-plans-mortgage-proposals-moodys-eyes-second-liens</link>
    </item>
    <item>
      <title>Fannie and Freddie MBS Portfolios Balloon in 4Q</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[MBS holdings in the retained mortgage portfolios of the GSEs doubled between June 2025 and the end of the year. And that’s before President Trump directed them to buy $200 billion of MBS. (Includes data table.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236673</guid>
      <pubDate>Thu, 12 Feb 2026 16:40:35 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236673-gse-portfolios-balloon</link>
    </item>
    <item>
      <title>Republicans in House Working on GSE Reform Bill</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Republicans are poised to introduce a bill that would codify reforms of the GSEs that have been completed administratively. The bill would also establish a utility model framework for Fannie Mae and Freddie Mac and alter how calculations are made to annual changes in loan limits.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236660</guid>
      <pubDate>Thu, 12 Feb 2026 16:39:36 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236660-republicans-in-house-working-on-gse-reform-bill</link>
    </item>
    <item>
      <title>GSEs Shifting Practices With Cash Window</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Fannie Mae and Freddie Mac appear to be using aggressive pricing at the cash window to boost whole loan purchases, then retaining the most attractive coupons.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236665</guid>
      <pubDate>Thu, 12 Feb 2026 16:38:37 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236665-whats-happening-at-the-cash-window</link>
    </item>
    <item>
      <title>January Ushers In New Year With Modest Gain in MBS</title>
      <author>jbancroft@imfpubs.com</author>
      <description>
        <![CDATA[Monthly issuance of agency single-family MBS was up just 1.9% from December, boosted by a surge in cash-out refinances. Production in January 2026 rose 21.6% from the same month last year. (Includes two data tables.)]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236572</guid>
      <pubDate>Thu, 05 Feb 2026 16:20:00 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236572-january-ushers-new-year-with-modest-gain-in-mbs</link>
    </item>
    <item>
      <title>FHFA Rejiggers Cap on GSE Acquisitions of Agency MBS</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[FHFA quietly increased the cap on the GSEs’ holdings of agency MBS from $40 billion apiece to $225 billion. That’s the same as the cap on their entire retained mortgage portfolios.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236533</guid>
      <pubDate>Thu, 29 Jan 2026 16:35:23 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236533-impact-of-gses-mbs-purchases</link>
    </item>
    <item>
      <title>REIT Agency MBS Investors Comfortable With Market</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[Interest rate and spread volatility has declined in recent months. That’s leading to a reduction in potential returns from agency MBS along with a more stable investing environment.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236536</guid>
      <pubDate>Thu, 29 Jan 2026 16:32:24 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236536-reit-agency-mbs-investors-comfortable-with-market</link>
    </item>
    <item>
      <title>FHA Custom Pools Pushing Up VA Share of Ginnie TBAs</title>
      <author>ewilley@imfpubs.com</author>
      <description>
        <![CDATA[Investors are seeking out Ginnie Mae custom pools with better convexity profiles than those of forward trading multiple-issuer pools, causing the convexity of the multi-pools to further deteriorate.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236530</guid>
      <pubDate>Thu, 29 Jan 2026 16:28:26 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236530-ginnies-ouroboros-fha-customs-drain-tbas</link>
    </item>
    <item>
      <title>MBS Prepayment Risk Expected to Rise in 2026</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Lower interest rates and potential policy changes are expected to help drive an increase in prepayment activity this year.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236534</guid>
      <pubDate>Thu, 29 Jan 2026 16:27:29 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236534-mbs-prepayment-risk-expected-to-rise-in-2026</link>
    </item>
    <item>
      <title>GSEs Price CRT Transactions ‘Fairly,’ Researchers Find</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[Columbia University researchers dispute the conventional wisdom that says Fannie Mae and Freddie Mac dramatically overpay CRT investors.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236443</guid>
      <pubDate>Thu, 22 Jan 2026 15:43:55 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236443-gses-price-crt-fairly</link>
    </item>
    <item>
      <title>Grapevine: Bank Shifting Loan Holdings to MBS; Solar ABS Update</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[WaFd Bank replacing whole-loan holdings with MBS; solar ABS on downgrade watch; dv01 expands into credit card ABS.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236452</guid>
      <pubDate>Thu, 22 Jan 2026 15:38:03 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236452-grapevine-bank-shifting-loan-holdings-to-mbs-solar-abs-under-pressure</link>
    </item>
    <item>
      <title>GSE MBS Buying Tightens Spreads, Adds Uncertainty</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[President Trump effectively directed the GSEs to fill in the role that the Fed had been serving in terms of agency MBS investments. The stimulus could be short lived, with the purchases expected to wrap up by June.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236406</guid>
      <pubDate>Thu, 15 Jan 2026 16:16:24 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236406-gse-mbs-buying-tightens-spreads-adds-uncertainty</link>
    </item>
    <item>
      <title>Ackman Proposes New Type of Mortgage for the GSEs</title>
      <author>dhollier@imfpubs.com</author>
      <description>
        <![CDATA[A mortgage with a prepayment penalty might be as much as 65 basis points cheaper for borrowers, according to GSE shareholder Bill Ackman.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236393</guid>
      <pubDate>Thu, 15 Jan 2026 16:12:30 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236393-ackman-proposes-new-type-of-mortgage-for-the-gses</link>
    </item>
    <item>
      <title>Grapevine: SFA Names New Advocacy Director; Ginnie MBS Change</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[SFA’s new director of advocacy comes from CSBS; Ginnie adjusts platinum MBS pooling; earnings per share at Orchid Island Capital up in fourth quarter; Setpoint to acquire due diligence provider.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236411</guid>
      <pubDate>Thu, 15 Jan 2026 16:07:37 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236411-grapevine-sfa-names-new-director-of-advocacy-ginnie-mbs-change</link>
    </item>
    <item>
      <title>UWM Likely to Sell Two Harbors’ MBS Holdings Post Acquisition</title>
      <author>jdohnert@imfpubs.com</author>
      <description>
        <![CDATA[Goldman Sachs expects UWM to sell Two Harbors’ MBS portfolio once its planned acquisition of the real estate investment trust is complete.]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236341</guid>
      <pubDate>Thu, 08 Jan 2026 17:44:15 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236341-uwm-likely-to-sell-two-harbors-mbs-holdings-following-acquisition</link>
    </item>
    <item>
      <title>GSEs Seen as Ill-Equipped to Prop Up MBS Market</title>
      <author>bivey@imfpubs.com</author>
      <description>
        <![CDATA[As long as the GSEs are profit-seeking entities, Urban Institute analysts suggest that allowing Fannie and Freddie to buy large amounts of agency MBS would leave the GSEs “with every incentive to swell their balance sheets to enormous levels during these periods of volatility.”]]>
      </description>
      <guid>http://www.insidemortgagefinance.com/articles/236338</guid>
      <pubDate>Thu, 08 Jan 2026 17:43:18 -0500</pubDate>
      <link>https://www.insidemortgagefinance.com/articles/236338-gses-seen-as-ill-equipped-to-prop-up-mbs-market</link>
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