https://www.insidemortgagefinance.com/rss en-us nbhatia@imfpubs.com Most of the increase in banks’ MBS investment was in Ginnie Mae pass-throughs, which grew a modest 1.5% from the first quarter. Holdings of non-agency securities declined. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238379 Thu, 27 Aug 2026 16:10:52 -0400 https://www.insidemortgagefinance.com/articles/238379-bank-see-modest-increase-in-mbs-holdings-ginnie-gains dhollier@imfpubs.com Industry observers don’t expect the move to prompt major declines in interest rates this year. http://www.insidemortgagefinance.com/articles/238387 Thu, 27 Aug 2026 16:04:00 -0400 https://www.insidemortgagefinance.com/articles/238387-treasury-buybacks-slow-to-impact-mbs dhollier@imfpubs.com Runoff of agency MBS from the Federal Reserve’s portfolio appears slow but is close to actual Fed projections. http://www.insidemortgagefinance.com/articles/238298 Thu, 20 Aug 2026 16:09:10 -0400 https://www.insidemortgagefinance.com/articles/238298-revisiting-the-lock-in-effect-on-the-feds-balance-sheet dhollier@imfpubs.com Many of those green loans will still be eligible for purchase by the GSEs. Social bonds appear unaffected. http://www.insidemortgagefinance.com/articles/238271 Thu, 13 Aug 2026 16:42:41 -0400 https://www.insidemortgagefinance.com/articles/238271-gses-announce-end-of-single-family-green-mbs jdohnert@imfpubs.com TPG Mortgage Investment Trust is set to acquire Cherry Hill Mortgage Investment in a $117.5 million deal. http://www.insidemortgagefinance.com/articles/238262 Thu, 13 Aug 2026 16:35:52 -0400 https://www.insidemortgagefinance.com/articles/238262-tpg-mortgage-boosts-agency-mbs-with-cherry-hill-deal dhollier@imfpubs.com The Structured Finance Association says the GSEs should be able to accept multiple credit scores on a single application and disclose that information to MBS investors. http://www.insidemortgagefinance.com/articles/238188 Thu, 06 Aug 2026 16:33:51 -0400 https://www.insidemortgagefinance.com/articles/238188-mbs-investors-recommend-tweaks-to-credit-score-framework dhollier@imfpubs.com The strategies Fannie Mae and Freddie Mac use to manage their retained mortgage portfolios appeared to converge in the second quarter. (Includes data table.) http://www.insidemortgagefinance.com/articles/238181 Thu, 06 Aug 2026 16:32:52 -0400 https://www.insidemortgagefinance.com/articles/238181-gses-shrink-mbs-share-of-portfolios jdohnert@imfpubs.com A significant amount of wealth is expected to be transferred to younger generations in the coming years, leading to smaller mortgage amounts and a change in MBS characteristics. http://www.insidemortgagefinance.com/articles/238187 Thu, 06 Aug 2026 16:24:59 -0400 https://www.insidemortgagefinance.com/articles/238187-generational-wealth-transfer-could-impact-mbs-supply jdohnert@imfpubs.com Investor demand is expected to remain strong for agency MBS despite some volatility expected for the rest of the year. http://www.insidemortgagefinance.com/articles/238134 Thu, 30 Jul 2026 16:18:11 -0400 https://www.insidemortgagefinance.com/articles/238134-agency-mbs-investor-demand-expected-to-stay-strong nbhatia@imfpubs.com Issuance of spec-pool MBS in the second quarter increased at a faster pace at Freddie than at Fannie. Pools of loans for Florida properties continued to be favored over loans from New York and Texas. (Includes data table.) http://www.insidemortgagefinance.com/articles/238106 Thu, 30 Jul 2026 16:16:13 -0400 https://www.insidemortgagefinance.com/articles/238106-gse-specified-pool-volume-share-up-in-second-quarter sclark@imfpubs.com Adoption of AI in underwriting could significantly reduce refinancing costs for small loans, eroding the prepayment protection low-loan balances have typically provided. http://www.insidemortgagefinance.com/articles/238138 Thu, 30 Jul 2026 16:12:21 -0400 https://www.insidemortgagefinance.com/articles/238138-ai-in-underwriting-could-increase-residential-mbs-prepayments bivey@imfpubs.com The Trump administration has provided little guidance on how the GSEs will achieve their goal of purchasing $200 billion of agency MBS. Still, actions by Fannie and Freddie have helped competing agency MBS investors get comfortable with activity by the mortgage giants. http://www.insidemortgagefinance.com/articles/238062 Thu, 23 Jul 2026 14:46:55 -0400 https://www.insidemortgagefinance.com/articles/238062-agency-mbs-investors-happy-with-backstop-from-gses jdohnert@imfpubs.com Angel Oak Capital Advisors believes that a recent rise in interest rate volatility could help increase returns for MBS. http://www.insidemortgagefinance.com/articles/238007 Thu, 16 Jul 2026 16:48:58 -0400 https://www.insidemortgagefinance.com/articles/238007-interest-rate-volatility-could-provide-boost-for-mbs dhollier@imfpubs.com Testifying before the House Financial Services Committee this week, Federal Reserve Chair Kevin Warsh said any changes to monetary policy — including the Fed’s balance sheet — will be made transparently and communicated in advance to the market. http://www.insidemortgagefinance.com/articles/238016 Thu, 16 Jul 2026 16:47:01 -0400 https://www.insidemortgagefinance.com/articles/238016-policy-changes-at-the-fed-may-take-time jdohnert@imfpubs.com Investors are scrutinizing risks to MBS posed by climate issues. Analysts believe the anxiety doesn’t align with historical data. http://www.insidemortgagefinance.com/articles/237954 Thu, 16 Jul 2026 16:45:03 -0400 https://www.insidemortgagefinance.com/articles/237954-mbs-investors-raise-concerns-on-climate-risk dhollier@imfpubs.com While FICO and VantageScore debate whose new credit score model performs best, industry insiders say the transition to new scoring models may take years. http://www.insidemortgagefinance.com/articles/237941 Thu, 09 Jul 2026 16:32:04 -0400 https://www.insidemortgagefinance.com/articles/237941-gses-release-historical-fico-10t-data dhollier@imfpubs.com In May, the combined retained mortgage portfolios of Fannie Mae and Freddie Mac saw their first monthly decline in more than a year. http://www.insidemortgagefinance.com/articles/237927 Thu, 09 Jul 2026 16:31:52 -0400 https://www.insidemortgagefinance.com/articles/237927-gses-end-mbs-buying-spree bivey@imfpubs.com SFA and other trade groups are seeking major changes to the re-proposed bank capital requirements. MBA raised concerns that non-agency MBS would receive more favorable capital treatment than GSE MBS. http://www.insidemortgagefinance.com/articles/237839 Thu, 25 Jun 2026 16:24:43 -0400 https://www.insidemortgagefinance.com/articles/237839-securitization-players-seek-changes-to-capital-proposal dhollier@imfpubs.com Most analysts say that higher inflation means rate cuts are off the table for Fed Chair Kevin Warsh, even though President Trump still says he still wants lower rates. http://www.insidemortgagefinance.com/articles/237837 Thu, 25 Jun 2026 16:19:47 -0400 https://www.insidemortgagefinance.com/articles/237837-assessing-warshs-first-fomc-meeting bivey@imfpubs.com More than 90% of expanded-credit mortgage production went into MBS in the first quarter of 2026. (Includes data table.) http://www.insidemortgagefinance.com/articles/237848 Thu, 25 Jun 2026 16:16:45 -0400 https://www.insidemortgagefinance.com/articles/237848-securitization-rate-for-mortgages-rebounds-in-1q dhollier@imfpubs.com A property law expert said securitizing real property interests encourages home price inflation. http://www.insidemortgagefinance.com/articles/237830 Thu, 25 Jun 2026 16:12:00 -0400 https://www.insidemortgagefinance.com/articles/237830-the-case-against-mbs dhollier@imfpubs.com Urban Institute researchers say the mortgage industry will experience slightly better capital treatment as a result of the changes to the Basel III Endgame, but they recommend some improvements. http://www.insidemortgagefinance.com/articles/237787 Thu, 18 Jun 2026 11:06:00 -0400 https://www.insidemortgagefinance.com/articles/237787-rejiggering-the-basel-re-proposal dhollier@imfpubs.com Economists note that the pricing of mortgage credit risk depends not only on the quality of the underlying mortgages but also on who ultimately bears that risk. http://www.insidemortgagefinance.com/articles/237776 Thu, 18 Jun 2026 11:03:00 -0400 https://www.insidemortgagefinance.com/articles/237776-mutual-fund-investment-in-crt-reduces-spreads jdohnert@imfpubs.com The automated AI trade included a $3 million to-be-announced deal that went to a competitive auction across all dealers, and two $500,000 trades that were routed to dealers selected by Pike Creek Mortgage. http://www.insidemortgagefinance.com/articles/237725 Thu, 11 Jun 2026 17:04:00 -0400 https://www.insidemortgagefinance.com/articles/237725-mct-leverages-ai-to-execute-tba-trades bivey@imfpubs.com GSE MBS investors were frustrated with limited communication from the Trump administration even before FHFA Director Bill Pulte was named acting director of national intelligence this week. The appointment prompted more speculation about the future of the GSEs. http://www.insidemortgagefinance.com/articles/237666 Thu, 04 Jun 2026 18:07:00 -0400 https://www.insidemortgagefinance.com/articles/237666-gse-mbs-investors-looking-for-guidance-from-trump dhollier@imfpubs.com Although President Trump directed the GSEs to purchase an additional $200 billion in agency MBS, they do not appear to be on track to accomplish that by year end. http://www.insidemortgagefinance.com/articles/237663 Thu, 04 Jun 2026 18:06:00 -0400 https://www.insidemortgagefinance.com/articles/237663-gse-mbs-acquisitions-slower-than-expected dhollier@imfpubs.com The voluntary scope aims to standardize practices among due diligence reviewers and also prevent a “race to the bottom.” http://www.insidemortgagefinance.com/articles/237577 Thu, 28 May 2026 16:08:39 -0400 https://www.insidemortgagefinance.com/articles/237577-sfa-simplifies-trid-compliance-review-for-home-equity-loans jbancroft@imfpubs.com Fannie saw a slightly bigger increase in Supers issuance than Freddie did in the first quarter. Ginnie Platinum issuance was down, but the agency led the way in CMO production. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/237570 Thu, 28 May 2026 16:06:00 -0400 https://www.insidemortgagefinance.com/articles/237570-supers-platinum-agency-cmo-volume-up-in-1q26 dhollier@imfpubs.com A Federal Reserve economist estimates that a one-percentage-point steepening of the yield curve reduces the spread between mortgages and the 10-year Treasury yield by 40 basis points. http://www.insidemortgagefinance.com/articles/237579 Thu, 28 May 2026 16:00:56 -0400 https://www.insidemortgagefinance.com/articles/237579-the-mechanics-of-mortgage-spreads dhollier@imfpubs.com MBS investors are likely to charge a pay-up for securities backed by mortgages underwritten with VantageScore — at least until they’re confident prepayment speeds won’t accelerate. http://www.insidemortgagefinance.com/articles/237549 Thu, 21 May 2026 16:43:58 -0400 https://www.insidemortgagefinance.com/articles/237549-secondary-market-implications-of-new-credit-scores