https://www.insidemortgagefinance.com/rss en-us bivey@imfpubs.com Losses are widely expected for agency MBS investors in the third quarter of 2026. However, the same factors that diminish values of MBS holdings also make new investments in MBS more attractive to investors. http://www.insidemortgagefinance.com/articles/238751 Thu, 08 Oct 2026 15:56:11 -0400 https://www.insidemortgagefinance.com/articles/238751-agency-mbs-investors-take-hits-see-opportunities jdohnert@imfpubs.com Growth was fueled by agency MBS as REITs decreased their holdings of non-agency loans in the second quarter. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238754 Thu, 08 Oct 2026 15:51:22 -0400 https://www.insidemortgagefinance.com/articles/238754-reits-increase-mbs-holdings-in-2q jdohnert@imfpubs.com Vandad Fartaj will lead capital market initiatives and investment strategies, with an emphasis on mortgage servicing rights. http://www.insidemortgagefinance.com/articles/238685 Thu, 08 Oct 2026 11:54:10 -0400 https://www.insidemortgagefinance.com/articles/238685-uwm-hires-first-chief-investment-officer jbancroft@imfpubs.com Ginnie Mae and the non-agency MBS sector led residential MBS over the $10 trillion mark in the second quarter. Mutual funds and foreign investors increased their holdings. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238664 Thu, 01 Oct 2026 17:00:00 -0400 https://www.insidemortgagefinance.com/articles/238664-rmbs-market-breaks-new-ground-10-trillion-in-june dhollier@imfpubs.com MBS purchase levels at Fannie Mae and Freddie Mac continue to disappoint lenders looking for help with interest rates, though prospects look better for September reporting. http://www.insidemortgagefinance.com/articles/238673 Thu, 01 Oct 2026 16:50:14 -0400 https://www.insidemortgagefinance.com/articles/238673-gse-portfolios-nearly-unchanged-in-august dhollier@imfpubs.com The third-party analytics models used by bond traders now accept VantageScore 4.0 loans, but their methodologies were designed before the confusion around loan-level price adjustment grids. http://www.insidemortgagefinance.com/articles/238681 Thu, 01 Oct 2026 16:48:16 -0400 https://www.insidemortgagefinance.com/articles/238681-secondary-market-slow-to-respond-to-vantagescore-40 bivey@imfpubs.com Interest rates on mortgages increased steadily throughout the second quarter, diminishing demand among non-agency MBS investors to some extent. (Includes data table.) http://www.insidemortgagefinance.com/articles/238686 Thu, 01 Oct 2026 16:45:18 -0400 https://www.insidemortgagefinance.com/articles/238686-non-agency-securitization-rate-declines-in-2q dhollier@imfpubs.com FHFA directed Fannie Mae and Freddie Mac to resume the MBS buying spree that President Trump requested in January. http://www.insidemortgagefinance.com/articles/238634 Thu, 24 Sep 2026 15:59:47 -0400 https://www.insidemortgagefinance.com/articles/238634-ramping-up-mbs-purchases-at-the-enterprises dhollier@imfpubs.com Analysts suggest that the proprietary credit scores of the GSEs, if released prior to pooling loans into MBS, could serve as the basis for a new category of specified pool. http://www.insidemortgagefinance.com/articles/238628 Thu, 24 Sep 2026 15:58:49 -0400 https://www.insidemortgagefinance.com/articles/238628-gses-credit-scores-implications-for-mbs dhollier@imfpubs.com Mortgage industry analysts ponder the impact of new Fannie Mae and Freddie Mac disclosures on the MBS and credit-risk transfer markets. http://www.insidemortgagefinance.com/articles/238549 Thu, 17 Sep 2026 17:32:14 -0400 https://www.insidemortgagefinance.com/articles/238549-gses-disclose-their-proprietary-credit-scores jdohnert@imfpubs.com The Western Alliance Bank subsidiary has been offloading its agency-eligible production to other issuers. http://www.insidemortgagefinance.com/articles/238559 Thu, 17 Sep 2026 17:25:12 -0400 https://www.insidemortgagefinance.com/articles/238559-amerihome-marketing-first-agency-eligible-mbs jbancroft@imfpubs.com United Wholesale Mortgage was the top seller of agency purchase loans last month, while Rocket Mortgage topped in agency refinances. (Includes two data tables.) http://www.insidemortgagefinance.com/articles/238470 Thu, 10 Sep 2026 17:00:00 -0400 https://www.insidemortgagefinance.com/articles/238470-homebuying-boosts-agency-mbs-issuance-in-august dhollier@imfpubs.com The trade group envisions a modern records retrieval system that eliminates the need to move the loan documents associated with mortgages that collateralize both agency MBS and non-agency MBS. http://www.insidemortgagefinance.com/articles/238505 Thu, 10 Sep 2026 16:30:41 -0400 https://www.insidemortgagefinance.com/articles/238505-hpc-proposes-the-creation-of-a-mortgage-data-repository jdohnert@imfpubs.com Rating services are preparing rating criteria that will consider the impact of loans underwritten using VantageScore 4.0 and FICO 10T. http://www.insidemortgagefinance.com/articles/238493 Thu, 10 Sep 2026 16:29:44 -0400 https://www.insidemortgagefinance.com/articles/238493-rating-agencies-planning-for-new-credit-score-models dhollier@imfpubs.com Despite a presidential directive to buy more MBS, the GSEs’ combined MBS holdings have declined for three straight months. http://www.insidemortgagefinance.com/articles/238499 Thu, 10 Sep 2026 16:28:46 -0400 https://www.insidemortgagefinance.com/articles/238499-gses-continue-to-shed-mbs dhollier@imfpubs.com A conservative think-tank economist argues that the Fed should reduce its MBS holdings to support a more affordable housing market. http://www.insidemortgagefinance.com/articles/238508 Thu, 10 Sep 2026 16:23:59 -0400 https://www.insidemortgagefinance.com/articles/238508-heritage-foundation-proposal-and-the-federal-reserve dhollier@imfpubs.com Industry observers don’t expect the move to prompt major declines in interest rates this year. http://www.insidemortgagefinance.com/articles/238387 Thu, 27 Aug 2026 16:04:00 -0400 https://www.insidemortgagefinance.com/articles/238387-treasury-buybacks-slow-to-impact-mbs dhollier@imfpubs.com Runoff of agency MBS from the Federal Reserve’s portfolio appears slow but is close to actual Fed projections. http://www.insidemortgagefinance.com/articles/238298 Thu, 20 Aug 2026 16:09:10 -0400 https://www.insidemortgagefinance.com/articles/238298-revisiting-the-lock-in-effect-on-the-feds-balance-sheet dhollier@imfpubs.com Many of those green loans will still be eligible for purchase by the GSEs. Social bonds appear unaffected. http://www.insidemortgagefinance.com/articles/238271 Thu, 13 Aug 2026 16:42:41 -0400 https://www.insidemortgagefinance.com/articles/238271-gses-announce-end-of-single-family-green-mbs jdohnert@imfpubs.com TPG Mortgage Investment Trust is set to acquire Cherry Hill Mortgage Investment in a $117.5 million deal. http://www.insidemortgagefinance.com/articles/238262 Thu, 13 Aug 2026 16:35:52 -0400 https://www.insidemortgagefinance.com/articles/238262-tpg-mortgage-boosts-agency-mbs-with-cherry-hill-deal dhollier@imfpubs.com The Structured Finance Association says the GSEs should be able to accept multiple credit scores on a single application and disclose that information to MBS investors. http://www.insidemortgagefinance.com/articles/238188 Thu, 06 Aug 2026 16:33:51 -0400 https://www.insidemortgagefinance.com/articles/238188-mbs-investors-recommend-tweaks-to-credit-score-framework dhollier@imfpubs.com The strategies Fannie Mae and Freddie Mac use to manage their retained mortgage portfolios appeared to converge in the second quarter. (Includes data table.) http://www.insidemortgagefinance.com/articles/238181 Thu, 06 Aug 2026 16:32:52 -0400 https://www.insidemortgagefinance.com/articles/238181-gses-shrink-mbs-share-of-portfolios jdohnert@imfpubs.com A significant amount of wealth is expected to be transferred to younger generations in the coming years, leading to smaller mortgage amounts and a change in MBS characteristics. http://www.insidemortgagefinance.com/articles/238187 Thu, 06 Aug 2026 16:24:59 -0400 https://www.insidemortgagefinance.com/articles/238187-generational-wealth-transfer-could-impact-mbs-supply jdohnert@imfpubs.com Investor demand is expected to remain strong for agency MBS despite some volatility expected for the rest of the year. http://www.insidemortgagefinance.com/articles/238134 Thu, 30 Jul 2026 16:18:11 -0400 https://www.insidemortgagefinance.com/articles/238134-agency-mbs-investor-demand-expected-to-stay-strong nbhatia@imfpubs.com Issuance of spec-pool MBS in the second quarter increased at a faster pace at Freddie than at Fannie. Pools of loans for Florida properties continued to be favored over loans from New York and Texas. (Includes data table.) http://www.insidemortgagefinance.com/articles/238106 Thu, 30 Jul 2026 16:16:13 -0400 https://www.insidemortgagefinance.com/articles/238106-gse-specified-pool-volume-share-up-in-second-quarter sclark@imfpubs.com Adoption of AI in underwriting could significantly reduce refinancing costs for small loans, eroding the prepayment protection low-loan balances have typically provided. http://www.insidemortgagefinance.com/articles/238138 Thu, 30 Jul 2026 16:12:21 -0400 https://www.insidemortgagefinance.com/articles/238138-ai-in-underwriting-could-increase-residential-mbs-prepayments bivey@imfpubs.com The Trump administration has provided little guidance on how the GSEs will achieve their goal of purchasing $200 billion of agency MBS. Still, actions by Fannie and Freddie have helped competing agency MBS investors get comfortable with activity by the mortgage giants. http://www.insidemortgagefinance.com/articles/238062 Thu, 23 Jul 2026 14:46:55 -0400 https://www.insidemortgagefinance.com/articles/238062-agency-mbs-investors-happy-with-backstop-from-gses jdohnert@imfpubs.com Angel Oak Capital Advisors believes that a recent rise in interest rate volatility could help increase returns for MBS. http://www.insidemortgagefinance.com/articles/238007 Thu, 16 Jul 2026 16:48:58 -0400 https://www.insidemortgagefinance.com/articles/238007-interest-rate-volatility-could-provide-boost-for-mbs dhollier@imfpubs.com Testifying before the House Financial Services Committee this week, Federal Reserve Chair Kevin Warsh said any changes to monetary policy — including the Fed’s balance sheet — will be made transparently and communicated in advance to the market. http://www.insidemortgagefinance.com/articles/238016 Thu, 16 Jul 2026 16:47:01 -0400 https://www.insidemortgagefinance.com/articles/238016-policy-changes-at-the-fed-may-take-time jdohnert@imfpubs.com Investors are scrutinizing risks to MBS posed by climate issues. Analysts believe the anxiety doesn’t align with historical data. http://www.insidemortgagefinance.com/articles/237954 Thu, 16 Jul 2026 16:45:03 -0400 https://www.insidemortgagefinance.com/articles/237954-mbs-investors-raise-concerns-on-climate-risk