The decision, in a case pitting the CFPB against a student loan securitization trust, opens up the defendants to enforcement actions brought under federal law.

Another way to bet on housing? The securitization of residential equity agreements is in its infancy. Does it have legs? Unison certainly hopes so.

Is it time for non-QM originators to hike the interest rates they charge borrowers? It might be a good idea, that is, if they want to maintain profitability.

Loan payoffs through refinancing and the like declined during the fourth quarter while buyouts plummeted. On an annual basis, loan removals were largely flat. (Includes data chart.)

Mortgage-investing REITs are treading water these days, trying to figure out their futures. A good time for stock repurchases, perhaps?

Analysts puzzle over the pace and timing of quantitative tightening, which is expected to widen MBS spreads and raise interest rates.

When looking at activity by rating services in 2020, the SEC found problems involving ABS and CLOs, among other issues. The regulator as usual didn’t identify the offenders.

The share of loans in commercial MBS experiencing high levels of losses is increasing, according to Kroll Bond Rating Agency.

Ginnie Mae’s Innovation Lab recently joined the U.S. Federal Housing Blockchain Network, among other tech-related developments.

Fannie removed some loans from its MBS early; Guaranteed Rate restructured a jumbo MBS before issuance; the GSEs are prepping separate risk- sharing transactions.