With rates rising and liquidity increasing, more mortgage servicing portfolios are hitting the auction market.

When rates rise, loan officers begin to bite their nails, unless they are heavily reliant on purchase-money loans.

The pool of mortgages in Shellpoint's first deal has a combined loan-to-value ratio of 65 percent, slightly lower than other recent non-agency MBS.

There is still no official word on when the Senate Banking Committee will take up the nomination of Rep. Mel Watt to head the Federal Housing Finance Agency.

MBA pushes for GSE AU engines to be synchronized. Meanwhile, a factoid of mortgage history: Treasury chief Paulson wanted Fannie and Freddie put in receivership.

Yet another plan to reshape the mortgage market has been published, this one from noted housing economist Mark Zandi, and Ellen Seidman, once the nation's top S&L regulator.

Only a crazy person would speculate in GSE junior preferred stock. Meanwhile, Dr. Frankenstein reveals himself.

Former GSE regulator James Lockhart noted that only one “catastrophic” guarantor is needed, though he stressed that “you need more than one issuer.”

Residual income is the amount of money left after deducting a borrower’s housing and installment debt from gross monthly income.

With rates rising and refis falling, will certain mortgage companies head for the exits? And if they do, will they get too greedy on the sale price?