Lenders originated home loans that included primary mortgage insurance at a hectic pace during the second quarter of 2016, according to a new Inside Mortgage Finance ranking and analysis. A whopping $196.23 billion of new mortgage originations carried private MI during the second quarter, including significant increases in both private MI and government-insured mortgage insurance. That was up 34.1 percent from the first three months of 2016, and represented the biggest quarterly total on record. Private MI posted...[Includes three data tables]

The share of refi loans with scores of 740 or higher edged up from 57.8 percent in the first quarter to 61.6 percent in the second.

The fear is that loan pricing will be worse and loan-to-value ratios will be more restrictive.

UWM is beginning to see some of its competitors pick up their game...

Of the two GSEs, Freddie Mac had the bigger monthly increase at 17.1 percent…

Redwood is working to increase investments in first-loss risk on loan pools delivered to Fannie Mae and Freddie Mac.

The 22 regional banks fared a lot better, reporting a combined $903.5 million of mortgage-banking income…

The FDIC said third-party lending is an arrangement that relies on a third party to perform a significant aspect of the origination process…

California accounts for the largest share of the collateral at 12.8 percent, based on dollar volume. Florida is second at 8.6 percent.

The senior tranche of the MBS will include credit enhancement of 6.40 percent, similar to the credit enhancement levels of previous deals from Two Harbors.