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Home » Topics » Inside Mortgage Finance » Legislation

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What SCOTUS Review of CFPB Case Means for FHFA

October 24, 2019
Dennis Hollier
According to analyst Jaret Seiberg, the risks posed by the Supreme Court’s decision explains why FHFA is considering releasing Fannie and Freddie from conservatorship via a consent decree.
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CFPB Constitutionality Case Not on SCOTUS Review List

October 17, 2019
Yemeng Yang
A case challenging the consumer watchdog’s constitutionality was not listed for SCOTUS review on Tuesday. Meaning?
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Mortgage Grapevine: Robust Pipelines Continue / A Hint of M&A Activity

October 10, 2019
Paul Muolo
Origination pipelines remain full and lenders, for the most part, are feeling optimistic about profits. Can it last? Probably, as long as rates remain low.
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CFPB Says Its Structure Is Unconstitutional

September 26, 2019
Yemeng Yang
In another about-face, the Consumer Financial Protection Bureau now agrees that its single-director leadership structure is unconstitutional.
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Will Mortgage-Related House Bills Muster Senate Support?

September 26, 2019
George Brooks
The House of Representatives last week passed a number of mortgage-related bills. But the question remains: will they pass the Senate?
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Mortgage Grapevine: Down, Down, Down: Interest Rates

August 8, 2019
Paul Muolo
Mortgage rates are at three-year lows but it’s possible a floor might not be seen for some time. Credit (blame?) the trade war with China.
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New GSE Capital Rules? (Not Until December)

July 18, 2019
Paul Muolo
Is the White House getting cold feet on administrative reform of Fannie and Freddie? Maybe, maybe not, but it appears the Federal Housing Finance Agency may not release its GSE capital rule until December.
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Lending Practices Linked to Judicial Foreclosure Norms

July 11, 2019
Brandon Ivey
Lenders approve fewer loan applications and apply more conservative underwriting standards in states that impose a judicial foreclosure process, according to new research.
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Extension of MI Premium Deduction Moving in Congress

June 27, 2019
Brandon Ivey
A House committee last week approved a bill that would extend deductions for mortgage insurance premiums through 2020. Meanwhile, the Senate is grappling with how to address various expired tax breaks.
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Mortgage Grapevine: Mortgage M&A Heats Up; Fannie Offers Employee Buyouts…

June 27, 2019
George Brooks and Paul Muolo

Mortgage Grapevine: Rushmore is buying another origination platform, a sign that mortgage M&A could be on the rise again. Meanwhile, Fannie Mae is offering buyout packages to a select group of employees.


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