Industry experts at a MISMO conference discussed the challenges of forecasting climate risk and its impact on mortgage performance.

The court said the CFPB has authority to issue the rule that will establish HMDA-like reporting standards for loans to small businesses.

Flexibility will be key for the industry moving into the November election and beyond, according to speakers at an MBA conference.

The Fourth Circuit has ruled that the Truth in Lending Act’s offset provision covers home equity lines of credit accessed via a credit card.

Lawmakers protect borrowers from “surplus funds chasers.”

Although nonbank advocates have long argued for FHLBank membership, new proposals from the Urban Institute address key challenges.

Sellers repeatedly using contract-for-deed financing must assess a borrower’s ability to repay a loan and provide disclosures, the CFPB said in a new advisory opinion.

Hundreds of individuals, associations and trade groups submitted comments regarding the CFPB’s request for information on mortgage closing costs.

A bipartisan group of mortgage industry players opposes FSOC’s proposal to create a fund to help sustain mortgage servicers in times of stress.

FHFA hosted a symposium on improving the relationship between the FHLBanks and CDFIs.