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Home » Topics » Inside Mortgage Finance » Government-Insured Lending

Government-Insured Lending
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Rocket Outearns Freddie, Gaining on Fannie

November 12, 2020
Paul Muolo
A mortgage boom for the ages? So far this year, Rocket (Quicken Loans) has outearned one GSE and is within striking distance of the other.
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Nonbank Servicers Safe for Now. But in the Future?

October 22, 2020
Brandon Ivey
Booming refi business is generating strong profits for nonbank lender/servicers, easing concerns about liquidity. Still, some nonbank servicers are calling on the Federal Home Loan Banks for financing lines.
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Will More Lenders Rush the IPO Door? We’ll See

October 8, 2020
Paul Muolo
Not only are large nonbanks contemplating IPOs but smaller shops are as well. With mortgage banking considered a cyclical business, will it end badly or is it different this time around?
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Loan Originations: Few Signs of a Boom Abating

October 1, 2020
Paul Muolo
If you thought the second quarter was a barn burner for loan production, just wait until you see the results for the third quarter. Across the board, executives are predicting stellar results.
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Grapevine: GOS Dreams / Fannie, Freddie Earnings?

October 1, 2020
Paul Muolo
Mortgage origination profits haven’t been this good in decades. Gain-on-sale margins of 600 bps on government loans? At some shops, yes.
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UWM Going Public, CEO Vows 50% Share for Brokers

September 24, 2020
Paul Muolo
The nation’s largest table-funder, UWM will become a public company via a SPAC. When’s the last time a wholesale-only lender went public? Decades.
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Warehouse Bankers Pine for a Lower Risk Weighting

September 17, 2020
Paul Muolo
Even though market conditions are absolutely terrific, warehouse lenders are asking for regulatory relief on their credits. The Federal Reserve is listening, but will it swallow?
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Grapevine: The Never-Ending Boom / Believing in Rocket

September 17, 2020
Paul Muolo and Yemeng Yang

2020 may turn out be a record year for originations after all. As for 3Q20 results, many lenders are pre-reporting blue skies.


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Millennial Veterans Fueling VA Purchase Market

September 11, 2020
Maria Volkova
Veterans United’s data show refinances among millennial veterans grew by 603% in the first three quarters of fiscal 2020.
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Agencies Authorize Relief for Recent Natural Disasters

September 11, 2020
Maria Volkova
HUD issued a 90-day moratorium on foreclosures on FHA-insured homes in the presidentially declared disaster areas ravaged by Hurricane Laura.
Read More
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Latest Imf News

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