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Home » Topics » Inside Mortgage Finance » Originations

Originations
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BofA Lobbyist a Candidate for the Ginnie Job?

May 20, 2021
Paul Muolo
The Washington rumor mill is spitting out names for the FHA and Ginnie Mae jobs. Will any turn into actual nominations?
Read More

GOS Margins Slip Across the Board. And Then There’s Guild

May 13, 2021
Paul Muolo
No one really thought the GOS readings of the past year would last, right? Meanwhile, Guild Mortgage rises above the pack.
Read More

Industry Questions Motive Behind Delay in New QM Standards

May 13, 2021
Brandon Ivey
The pandemic makes sense, but it may not be the real reason why the CFPB has delayed the mandatory compliance date for the QM standards drafted during the final days of the Trump administration.
Read More

GSEs Flesh Out New Low-Income Refi Programs

May 13, 2021
Dennis Hollier
Borrowers will be able to save $100 to $250 per month. But eligibility rules to qualify for a refi may limit participation.
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Grapevine: When Cycles Change... / More M&A, More to Come

May 13, 2021
Paul Muolo
Some investors in mortgage equities are putting their money to work elsewhere, but that hasn’t stopped fintech lender Better.com from entering into a SPAC/IPO maneuver. Launch time: the fall of 2021.
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Powell Open to Idea of CRA for All Lenders

May 6, 2021
Dennis Hollier
Federal Reserve Chair Jerome Powell suggested expanding the Community Reinvestment Act to include nondepository financial institutions but said Congress will have to make that decision.
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Borrowers Hungry for Jumbos Despite Uptick in Interest Rates

May 6, 2021
Brandon Ivey
With home prices continuing to increase, jumbo lending — a must menu item for California shops — is now gaining popularity in other states.
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A New Entrant in Mortgage Banker Finance: SBNY

May 6, 2021
Paul Muolo
It’s not every day the warehouse lending arena snags a new entrant, but Signature Bank is sitting on a ton of cash in search of a home.
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Grapevine: The Big Boys (Nonbanks) Report / GOS Down, MSRs Up

May 6, 2021
Paul Muolo and Brandon Ivey
Originations remained strong in 1Q21 but GOS suffered. The good news: MSR owners had a golden opportunity to mark up the asset.
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Affordable Housing Advocates Criticize Housing Goals

April 30, 2021
Dennis Hollier
Critics argue that the goals, as currently structured, don’t offer much assistance to low- and moderate-income borrowers or mortgagors of color.
Read More
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