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Home » Topics » Inside Mortgage Finance » Originations

Originations
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WinWater’s Latest Jumbo MBS Includes Just One Non-QM Loan

September 29, 2015
Brandon Ivey
Some 71 lenders are contributing loans to the deal, led by Stonegate Mortgage with a 6.9 percent share.
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Use of Expense Accounts Brought Trouble Under LO Comp Rule

September 29, 2015
Thomas Ressler
The CFPB alleged that expense accounts were really “point banks” and that payments in the form of bonuses and commissions were based on mortgage profitability...
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Short Takes: CFPB Chief Reveals Coming ‘Guidance’ on TRID / Why Jeb Doesn’t Love the CFPB / MSAs a Big Deal, Says Cordray / LOS Vendor Having TRID Problems? / JPM Still a Ginnie Player

September 29, 2015
Paul Muolo and Thomas Ressler
The Texas Republican blamed the CFPB and DFA for raising prices and “cutting off" access to mortgages…
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HMDA Data: 2014 Origination Volume Stronger Than Previously Thought

September 28, 2015
John Bancroft
Last year, loan production turned out better than many anticipated...
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Bank Mortgage Sales Up Sharply in 2Q; But How Much is Left in the Tank?

September 28, 2015
John Bancroft
Through the first half of 2015, banks and thrifts sold $364.35 billion of home loans, up 37.8 percent from the same period last year.
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NH Congressional Delegation Unified in Effort to Delay TRID Enforcement

September 28, 2015
Thomas Ressler
One industry observer saw the development as indicative of growing nervousness that the CFPB may be putting its Democrat allies on Capitol Hill in an awkward position...
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GSE Activity by State: 6M15

September 28, 2015
Data detailing the volume of GSE mortgages by state.
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Trade Group Presses Congress to Develop Action Plan on GSE Reform

September 28, 2015
Paul Muolo
The CHLA suggests, among other things, that the U.S. Treasury stop sweeping all GSE profits and instead put that money in a capitalization reserve account...
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MBS Market Grew Ever So Slightly in the Second Quarter

September 25, 2015
John Bancroft
With mortgage debt outstanding climbing by 0.4 percent during 2Q, the share of securitized loans fell to 64 percent at June 30, the lowest level since 2012.
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Anxiety Spreads Over Marketing Service Agreements; MBA Calls for Action

September 25, 2015
Thomas Ressler
MBA chief Dave Stevens noted: “We’ve seen that before, when enforcement does replace regulation, and that’s our greatest concern.”
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