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Home » Topics » Inside Mortgage Finance » Originations

Originations
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More ‘Boomer’ Mortgage Executives Working Well Past Retirement Age?

December 23, 2015
Paul Muolo and Sherry Muolo
None of the executives interviewed by Inside Mortgage Trends could put hard numbers on how many executives have been sticking around the industry past 70 years of age, but none had a doubt that there were still plenty to be counted.
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Time to Stop Blaming TRID for Everything, Including the NAR Sales Figures?

December 23, 2015
Brandon Ivey
Industry analysts didn’t have TRID to blame for the decline in home sales last year. Instead, NAR's Lawrence Yun said the decline was part of a seasonal trend.
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Christmas Comes Early for Lenders: Mortgage Applications Jump

December 23, 2015
Sherry Muolo
A 'Santa Claus' mortgage application rally?
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Subprime Lender Angel Oak May Fund $1 Billion in 2016

December 23, 2015
Paul Muolo
In an interview with IMFnews, John Hsu talked about Angel Oak’s $150 million subprime deal, noting that there is a “huge amount of support for this.”
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Short Takes: TRID Nightmares Continued / ‘I’ve Aged Five Years in the Past Month’ / Freddie Contemplates Marketplace Lending: A Flash in the Pan? / Foreclosures Continue to Head South

December 23, 2015
Carisa Chappell, Paul Muolo, and Sherry Muolo
Sean Becketti, Freddie’s chief economist, said, “It's too soon to tell whether marketplace lending is the next Uber or just another flash in the pan…”
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FHFA Issues Final Rule on Suspensions Under ‘Counter-Party’ Program

December 23, 2015
Carisa Chappell
The final rule from the FHFA also simplifies the standard for issuing suspension orders...
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Mortgage Tech Vendors Still Scrambling to Help Lenders with TRID

December 22, 2015
Thomas Ressler
The word from the American Bankers Association is this: LOS vendors are still very busy with basic compliance and basic form-population issues…
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White Paper Raises a Thorny Issue: Could Fannie Mae Have Avoided Conservatorship?

December 22, 2015
Carisa Chappell
“It is likely that Fannie Mae could have survived the financial crisis without the intervention of the Treasury,” the authors argue.
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PHH Files S-3 With the SEC, Lays the Groundwork for Some Type of Securities Offering

December 22, 2015
Paul Muolo
However, the new PHH filing does not contain the names of any underwriters, dealers or agents.
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CitiMortage Prevails After Correspondent Lender Refused to Repurchase Faulty Mortgages

December 22, 2015
Brandon Ivey
“The buyer did exactly what the contract allowed it to do, namely, determine that a loan was defective and demand repurchase,” Judge Wollman wrote in his ruling.
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