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Home » Topics » Inside Mortgage Finance » Originations

Originations
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Former FHFA Chief Ed DeMarco Says Turn the GSEs into Insurance Companies

July 13, 2016
Carisa Chappell
The authors advocate for competition in the secondary market…
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On the Rise Once Again: New Mortgage Applications

July 13, 2016
Sherry Muolo
Another week, and another gain in new mortgage applications...
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Short Takes: FHFA’s Watt Finally Answers the Big Dogs / Mortgage Layoffs at Bank of America / UWM Rolls Out 1 Percent Down Option / Housing Finance an Issue in Donald v. Hillary?

July 13, 2016
Macie Jones and Paul Muolo
With the presidential election underway, many Americans are beginning to analyze and critique the candidate’s various policies – including their views on housing and finance.
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Broker Group Says ‘Hidden’ LLPAs, G-Fees Should be Disclosed to the Borrower

July 12, 2016
Thomas Ressler
Should the industry be concerned if the borrower finds out about LLPAs?
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‘Portfolio QM’ Proposal from GOP Faulted by Consumer Advocate, Praised by Lenders

July 12, 2016
Brandon Ivey
The president and CEO of the Credit Union National Association countered that the current limitations on QMs may disqualify creditworthy members from obtaining a mortgage.
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Good News for Borrowers and Lenders: Home Equity Nears Its All-Time Peak

July 12, 2016
Sherry Muolo
One other finding from Black Knight: roughly $75 billion in home equity has been extracted from residences over the past 12 months…
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Loan Broker Employment Highest in Almost Eight Years

July 12, 2016
Paul Muolo
The only major bank to rank among the top five table funders in 1Q16 was U.S. Bancorp with a 4.1 percent market share.
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SoFi Contemplating a Jumbo MBS Deal?

July 12, 2016
Paul Muolo
To date, SoFi has talked little about its mortgage business…
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Short Takes: Mortgage Bankers Cut Jobs / OCC Expresses Anxiety over Commercial Banks and TRID / CRE Worries Too / Freddie Expands Re-performing Loan Effort / BB&T Promotes Campbell

July 12, 2016
Carisa Chappell and Paul Muolo
Although commercial banks are making money hand-over-first these days, that doesn’t mean national bank regulators shouldn’t worry.
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Red-Hot California Market Gave a Boost to GSE Jumbo, Broker Share in 2Q16

July 11, 2016
John Bancroft
The surge in California business helped boost the national broker share to 12.5 percent of GSE volume during the second quarter…
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