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Home » Topics » Inside Mortgage Finance » Originations

Originations
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FHA Cracks the $1 Trillion Mark. New Issuance Exceeds Runoff

August 1, 2016
John Bancroft
Refinancing has been heavy this year. Ginnie MBS outstanding at the end of 2015 lost $99.51 billion of FHA loans through the first six months of 2016.
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Whatever Happened to AIG’s Spinoff of United Guaranty? We May Know More Tuesday

August 1, 2016
Paul Muolo
Most observers believe the UGC IPO will happen – it’s just a matter of when. Maybe in September?
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Quicken Loses Appeal of NLRB Ruling on Confidentiality/Non-Disparage Clauses in Employment Contract

August 1, 2016
Brandon Ivey
Quicken stated: “The reality is that this decision will have no effect on how we conduct our business.”
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Here Come the Nonbank Earnings. It Could Get Ugly

August 1, 2016
Paul Muolo
According to KBR, falling rates trimmed MSR values by roughly 6 percent.
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The Mortgage Angle – Student Loan Debt Only Worth it if You Finish Your Degree

August 1, 2016
Sherry Muolo
Approximately 30 percent of survey respondents aged 18 to 29 said they would put off buying a house because of the burden of student loan debt, according to study done last year by Black Knight Financial services.
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Short Takes: In FHA Lending, We Don’t Trust / Let the FHA Condo Lending Begin! / MGIC Prepares Debt Offering / Tech Platform in Capital Raise / A Promotion at Williston

August 1, 2016
Paul Muolo
The new bill signed by President Obama should make condo lending a little easier...
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Commercial Mortgage Securitization Took a Tumble in 2Q16; Non-Agency Issuance Hits Four-Year Low

July 29, 2016
John Bancroft
Conduit deals issued in the second half of this year will benefit the most from spread tightening…
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Impac Posts Strong Profit Gain; Originations Increased 38 Percent in 2Q16

July 29, 2016
Brandon Ivey
Impac said that while it sells production, it is now retaining more than 80.0 percent of its mortgage servicing rights.
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Thanks to ‘Brexit,’ Second Half Could be a Humdinger for Loan Production

July 29, 2016
Brandon Ivey
Rob Branthover, a managing director at Mortgage Industry Advisory Corp., noted that purchase-mortgage originators are doing well…
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What We’re Hearing: Is the CFPB to Blame? / Or Maybe the Math Doesn’t Work / If Only the C&I Market Would Return / NAR is Happy with TRID 2.0 / Subprime Lending Continues to Hum / What’s Wrong with a 7 Percent Mortgage?

July 29, 2016
Paul Muolo
Fannie Mae recently updated its loan production estimates. The GSE projects $1.78 trillion in originations this year and $1.55 trillion next year.
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