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Home » Topics » Inside Mortgage Finance » Originations

Originations
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Mortgage Tech Vendors Fear TRID 2.0 Will Bring a Whole New Basket of Trouble

November 15, 2016
Thomas Ressler
In addition, each programming change would need to be tested…
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Many Purchase Loans Wind Up in New MBS

November 15, 2016
Brandon Ivey
Purchase mortgages accounted for 67.3 percent of the $4.07 billion in prime non-agency MBS issued during the quarter...
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Short Takes: Don’t Panic, It’s the Thanksgiving Effect / Locks and Apps are Down, But… / A Correction Coming? / Dow 19,000 / No is No. Got That?

November 15, 2016
Paul Muolo
And there’s a school of thought that says rates have risen too quickly and by too much...
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GSE Loans Shift to Less Risky Status in 3Q16

November 15, 2016
John Bancroft
In the refinance market, the share of loans falling into the low-score/high LTV group was 2.57 percent, down from 2.86 percent in the second quarter...
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New Jumbo MBS from Shellpoint Stocked with QMs, Many to Self-Employed Borrowers

November 15, 2016
Brandon Ivey
KBRA said the borrowers have strong credit profiles, significant home equity, and a weighted-average credit score of 760.
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Mortgage Loan Officers Need to Adopt to Social Media

November 15, 2016
John Bancroft
Americans spend an average of 6 hours per day on social and mobile media, which has taken over television viewing.
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FHA Insurance Fund Sees Capital Ratio Improve to 2.32 Percent. But HUD Officials Say No Cut in Premiums

November 15, 2016
George Brooks
HUD officials attributed the strong audit results to a much improved single-family forward portfolio…
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Short Takes: Quicken-FHA Case Headed to Motown / Dan Gilbert, Detroit RE Bull / Quicken’s Point of View / The Cheering Section / Wilbur Ross for Treasury Secretary?

November 15, 2016
Paul Muolo
It’s safe to say that many mortgage CEOs and their attorneys are cheering on Quicken. It’s not often that a lender fights back this strong against the government in an FHA.
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Publicly Traded Nonbanks See Improvement in 3Q16 Earnings – But Not All Share in the Good Times

November 14, 2016
John Bancroft
Stonegate Mortgage, Ocwen Financial and Nationstar Mortgage all recovered from second-quarter losses with net profits during the most recent cycle.
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Window Rock Acquires Assets from WinWater to Help Launch Mortgage Conduit

November 14, 2016
Brandon Ivey
Two former officials from WinWater joined Window Rock and will help shape the conduit, which will be known as Ventana Loan Services.
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