Why the change of heart? For most of last year, HUD and FHA officials nixed the idea of cutting the premium…

One big positive for lenders: the mortgage industry could see a reduction in new rule-making from HUD and perhaps a reversal of certain regulations promulgated during the Obama administration.

Mortgage insurance stocks aren't have a good day. Blame the FHA MIP cut?

FHA collateral still accounted for over half of Ginnie issuance, but the 2016 total was up a more subdued 8.2 percent from the previous year…

In 2016, the non-agency MBS market was a dud…

It looks like Redwood Trust will be the first out the door with a jumbo security in 2017. Who’s next?

ABA seeks the restoration of “balance to the regulatory process,” including Consumer Financial Protection Bureau reform…

The denial rate on jumbo mortgages varies significantly among lenders, according to an Inside Nonconforming Markets analysis of data from the Home Mortgage Disclosure Act. Among the top 25 lenders, denial rates for jumbo applications in 2015 ranged from a low of 2.3 percent to a high of 76.8 percent. Overall, the top 25 lenders denied 18.1 percent of the $367.49 billion in total unpaid principal balance for jumbo-mortgage ... [Includes one data chart]

With rates falling again, lenders may be rethinking any planned layoffs...

LendSure Mortgage, which originated its first loan in July 2015, contributed mortgages with a total unpaid principal balance of $14.62 million to a nonprime mortgage-backed security recently issued by an affiliate of Lone Star Funds. The lender focuses on non-qualified mortgages via the broker channel. LendSure, headquartered in San Diego, was founded by former executive managers from Accredited Home Lenders, a prominent subprime lender before the financial crisis ...