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Home » Topics » Inside Mortgage Finance » Originations

Originations
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Commercial Banks Report, Eking Out Lending Gains for 1Q21

April 22, 2021
Paul Muolo
Seven depository bellwethers have released mortgage origination figures for 1Q21. Overall, production increased from the fourth quarter but the devil is in the details.
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Calabria Hints That COVID-19 Policies Are Coming to an End

April 22, 2021
Dennis Hollier
With regard to ending PSPA purchase restrictions imposed on the GSEs, the FHFA director said it would depend on capital.
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Out of the Bag: Blend Confirms Its IPO Dreams

April 22, 2021
Paul Muolo
Blend, a behind-the-scenes player in mortgage finance, hopes to go public. Will the market greet it with open arms or indifference?
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Mortgage M&A Heats Up with Caliber-NRIC Deal

April 15, 2021
Paul Muolo
Last week, word began to leak out that Caliber Home Loans was talking to New Residential Investment Corp. about a deal. Turns out, the sale chatter was true.
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What to Know About the End of the ‘GSE Patch’

April 15, 2021
Dennis Hollier
Though the CFPB wants to allow lenders to continue to use the patch for another 18 months, the PSPA requires Fannie and Freddie to cease buying patch loans as of July 1.
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Underwriters and Processors, Your Time Has Passed (Maybe)

April 15, 2021
Paul Muolo
The mortgage hiring game in a nutshell: Loan officers are in demand, processors and underwriters, not so much.
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Grapevine: $500 Million Says A Lot; Mortgage Tally: JPM Up, Wells Down

April 15, 2021
Paul Muolo
SoftBank places a $500 million bet on the digitization of residential finance by taking a stake in Better.com. Also, mortgage earnings season has begun.
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No End in Sight for GSE Adverse Market Fee

April 8, 2021
Dennis Hollier
Despite soaring profits, Fannie and Freddie continue to levy a 50-basis-point fee on nearly all refis to pay for the cost of COVID-19.
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Will Caliber’s IPO Plan Morph Into a Franchise Sale?

April 8, 2021
Paul Muolo
There’s more than one way to turn your mortgage company into cash. One is an IPO. The other is an outright sale. Will Caliber go the latter?
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Broad Opposition to CFPB’s Plan to Delay End of QM Patch

April 8, 2021
Brandon Ivey
A number of groups representing lenders and consumer advocates said the CFPB should abandon an effort to extend the QM patch beyond July 1. The regulator also faces hurdles involving the GSEs and federal rulemaking requirements.
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