Originations of non-agency jumbos set an all-time record in the second quarter, but securitization of conforming-jumbo loans by Fannie, Freddie and Ginnie was down. (Includes three data charts.)

Trade groups run a victory lap over the Biden administration decision to end Trump-era restrictions on the GSEs.

For months, the FHFA was working on a new capital regime for Fannie Mae and Freddie Mac. Few were even aware of the exercise. But now it’s here.

Non-QM lenders believe the market is going to grow. The optimism has yet to be reflected in market share, but there’s always next year.

Assessing the legacy of former FHFA Director Mark Calabria: Did he do more harm than good? All depends on your line of business.

Purchase-mortgage lending soared to a record $515 billion during the second quarter of 2021, buoyed by first-time buyers. Refi lending was down but still accounted for 58% of the market. (Includes five data charts.)

As originations go, so goes the warehouse sector. In 2Q21, commitment levels reached a new high but borrowing nonbanks are now trimming how much credit they will need for the rest of the year. (Includes data chart.)

It’s assumed that third-quarter originations will be down compared to 1Q and 2Q, but lenders remain sanguine about the short term. Also, some are finding solace in non-QM production.

With the Centers for Disease Control and Prevention no longer able to offer eviction protection to delinquent renters, the speculation now is whether the housing finance agencies will institute a moratorium of their own.

The CFPB plans to collect extensive data on lending to small businesses to facilitate enforcement of fair lending laws.