When originations sag, one solution is to add new products, nonprime or otherwise. At least that’s what UWM did this week. Will it work?

An increase in the share of minorities working as loan originators could boost approval rates for loan applications by minority borrowers, according to findings from two new studies.

Fix-and-flip shops are in vogue these days but pricey to buy. Still, Rice Park has big acquisition plans. Can it execute?

As the “easy” refis decline, lenders are turning to non-QMs, renovation loans, equity-extraction products and other less common offerings. There are also other moves lenders can make at the beginning of a down cycle, according to industry analysts.

The choice between FICO, VantageScore or using both has implications for both originators and the secondary market.

Most top lenders saw declines in both purchase and refinance lending from the third to the fourth quarter of 2021. Compared to 2020, the purchase share was up. (Includes five data charts.)

The first quarter ends in a few weeks and so far no top-ranked lenders have announced plans to sell. Is it just a matter of time or is something else afoot?

The sharp appreciation in home prices has lenders optimistic about the prospects for the reverse mortgage market.

Mortgage debt accounted for more than 80% of overall household debt in 2021, according to a new quarterly report by the Federal Reserve Bank of New York.

In a statement of interest, the Department of Justice said the court should hold that the Fair Housing Act applies to discriminatory appraisal practices.