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Home » Topics » Inside Mortgage Finance » Originations

Originations
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A Secondary Market Develops for Loans With TRID Errors; 90 Cents on the Dollar?

January 20, 2016
Paul Muolo
“We’re seeing a lot of TRID flow right now,” said Rob Smialek, senior vice president of capital markets for Rincon Mortgage Trading.
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Impac Re-Hires Pre-Crisis Chief Credit Officer to Boost Originations of Non-QMs

January 20, 2016
Brandon Ivey
Impac is working to increase originations of non-QMs as part of an effort to mitigate against reduced refinance volumes.
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Redwood Trust Cuts 25 Percent of Workforce, Quits GSE Loan Acquisitions

January 20, 2016
Paul Muolo
Rumors of a large layoff at Redwood first broke Monday...
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Short Takes: The 52-Week Low Club Welcomes Ocwen, Stonegate, More… / What Ocwen Needs to Tell Investors / Fannie and Freddie Common Suffer as Well / A Sliding 10-Year Means More Refis?

January 20, 2016
Paul Muolo
Ocwen, in particular, will need to tell investors exactly how they plan to become a top-10 originator, something that seems like a long shot right now...
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Survey of Real Estate Agents Will Provide Details on the Changing Nature of Lender Referrals

January 19, 2016
Brandon Ivey
Where Realtors were once the first source of information for homebuyers, increasingly independent mortgage lenders are attempting to provide leads on homes for sale and more...
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First Republic the Top Jumbo MBS Contributor, Quicken No. 2

January 19, 2016
Brandon Ivey
Jumbo MBS issuers are not required to identify lenders that contribute less than 5.0 percent of the loans to any particular deal.
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Short Takes: KBW Shifts Coverage of mREITs / Oil Rout Could Lead to Mortgage Delinquencies? / A Rumor of Layoffs at One Shop / AmeriHome Hiring

January 19, 2016
Paul Muolo
Should mortgage servicers begin to worry about residential delinquencies in such oil producing states as North Dakota, Oklahoma and Texas?
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AmeriHome the Fastest- Growing Ginnie Issuer at 982 Percent

January 19, 2016
George Brooks
A huge factor in the record-setting year was the 115.5 percent surge in refinance loans securitized in Ginnie MBS.
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Clobbered in 2015, Have Mortgage Stocks Finally Reached a ‘Bottom’?

January 19, 2016
Paul Muolo
For investors in mortgage stocks, the question becomes: Well, how much will these beaten-down eight come back?
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Mortgage Production Just About Flat at BofA in 4Q15; Residential Profits Down 35 Percent

January 19, 2016
Paul Muolo
The mega banked earned $133 million from home lending and servicing in the fourth quarter, a 35 percent decline from 3Q15.
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