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Short Takes: Union Bank Really Likes HELs / Falling Rates or a Head Fake? / BRAWL is Taking Down Names and Handing out Report Cards / Impac Executive Gets an Additional Title

March 15, 2018
Paul Muolo and Brandon Ivey
Rates are falling once again but don't pop the champagne quite yet...
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Home-Equity Business Ended 2017 on Solid Ground, Impact of Tax Cut Law Still Fuzzy

March 15, 2018
The home-equity lending business quietly built some momentum over the past three years after nosediving in the aftermath of the housing-market meltdown, but its future growth will depend on several moving parts.
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Loan Production Volume Starting to Pick Up After A Sluggish Start in 2018. Giants on the Horizon?

March 15, 2018
Several residential lenders suffered through a challenging start to the new year but loan production is starting to warm up as the spring homebuying season nears. Still, higher interest rates are causing consternation with many shops openly worried about plummeting refis and lower profit margins.
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The Final Tally for 2017: $251 Billion of FHA Loans

March 14, 2018
George Brooks
California led all states in FHA mortgage securitization with $39 billion…
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Short Takes: Should the GSEs Use ‘Alt’ Credit Scores? / A Good Chance of Passage? / Ben Carson Heading Home? / An MPF Milestone / A New Hire for SLK Global

March 14, 2018
Paul Muolo
Will Department of Housing and Urban Development Secretary Ben Carson be the next Trump cabinet member to depart?
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Impac Gets Slammed by Lower Originations, Trump Tax Bill; Long-Time CEO Joe Tomkinson is Departing

March 14, 2018
Paul Muolo
The company confirmed that long-time chairman and CEO Joe Tomkinson will be stepping down at the end of July...
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Ginnie Mulls Changes to MSR Pacts to Improve Nonbank Liquidity

March 13, 2018
George Brooks
Nonbanks do not have safety and soundness regulators, which is causing anxiety inside the agency…
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Short Takes: Impac, the Day Before the ‘Ides of March’ / A Boost for Ditech? / Market Cap? / CFPB Cedes Power to the States / A Promotion at NTC

March 13, 2018
Paul Muolo and Yemeng Yang
Under Acting Director Mick Mulvaney, the CFPB will rely on state regulators and state attorneys general for more leadership when it comes to enforcement...
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Banks Continue to Invest in First Liens; Holdings Up 4.1 Percent

March 12, 2018
Brandon Ivey
Wells remained the top portfolio holder at the end of 2017, though Chase and BofA grew faster.
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M&A Market Heats Up; Skyline Entertaining Takeover Talks?

March 12, 2018
Paul Muolo
Consultant Dave Lykken: “There are some firms out there that are just flat out of cash. They just didn’t get ahead of this thing.”
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