The fact that these initiatives were ever approved by the FHFA angered critics of the government-sponsored enterprises…

There’s been a significant increase in high debt-to-income lending, according to industry experts speaking on a panel highlighting trends in mortgage credit at the Mortgage Bankers Association conference in Washington, DC, last week. Stephen Mackey, executive vice president and chief risk officer at Mortgage Guaranty Insurance Corp., asked, “Are we setting up borrowers for success?” Home prices are soaring at twice the rate of income growth and both DTI and loan-to-value ratios ...

But putting the negativity aside for a minute, there are a couple of bright spots in the industry: Servicing valuations and non-QM lending...

If the CFPB issues a rule on disparate impact, there could be far-reaching implications, said Andrea Mitchell, a partner at Buckley Sandler…

Thanks to Fannie Mae and Freddie Mac, multifamily securitizations surged 44.7 percent…

HUD Secretary Ben Carson had some sobering thoughts about low interest rates...

In contrast, Dallas has seen slowing demand for real estate loans...

First-time homebuyers are now choosing conventional loans with private mortgage insurance more than FHA loans, according to researchers at Genworth Mortgage Insurance. The shift took place in the second quarter when, for the first time, loans with private MI became the leading product for FTHBs.

Although industry-wide mortgage production was relatively stable during the third quarter, lenders up and down the ranking reported significantly different trend lines. [Includes one data chart.]

Mortgage originations tapered off slightly from the second to the third quarter of 2018, according to a new analysis by Inside Mortgage Finance. [Includes one data chart.]