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Home » Topics » Inside Mortgage Finance » Originations

Originations
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Securitization Rates Nudge Higher in 3Q18 as Issuance Catches Up with Primary Market

December 21, 2018
John Bancroft
The securitization rate increased to 71.6 percent in 3Q18 compared to 65.0 percent in the previous period…
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Have Yourself a Merry Little … Okay Maybe Not in 2019. Lenders Feeling Anxious These Days

December 21, 2018
Brandon Ivey
The profit margin outlook has declined for nine consecutive quarters…
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ARM Share Drops in the Third Quarter

December 21, 2018
Brandon Ivey
The ARM share typically goes up when interest rates rise, but not this time around…
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Nonbanks Build Production Market Share in 3Q18 as Top Tier of Lenders Gains Strength

December 20, 2018
Nonbank mortgage lenders continued to gain market strength in first-lien originations during the third quarter of 2018, according to an Inside Mortgage Finance ranking and analysis. [Includes two data charts.]
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FHA, VA Loan Limits in 2019

December 20, 2018
The FHA and the Department of Veterans Affairs last week announced new loan limits for 2019.
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Mortgage Lenders Pessimistic Heading into 2019, Faced with Overcapacity and Weak Demand

December 20, 2018
Lenders are pessimistic about the outlook on profit margins and demand for purchase mortgages and refinances, according to a survey of 212 lenders by Fannie Mae.
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Short Takes: loanDepot CEO: Nothing but Blue Skies for Loan Officers / It’s Not Cancelled Until It’s Cancelled / An Op-Ed Counterweight / A Pile of Coal for Stocks / Second LP Analogies / Don’t Look at the Dow / A New CEO for PRMI

December 20, 2018
Paul Muolo
Hindes’ piece is entitled “Fannie and Freddie didn’t get a bailout. It was a stick-up.”
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A Land Rush Into Non-QM Lending? Carrington Preps First Deal

December 20, 2018
Paul Muolo
Carrington President Ray Brousseau said the nonbank is committed to the underserved borrower market…
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Kraninger Kicks the BCFP Name to the Curb, Though Not Entirely

December 20, 2018
Yemeng Yang
Kathy Kraninger: “In other words, we have a legal name but will be using our colloquial name and the branded acronym ‘CFPB.’”
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Mortgage Debt Outstanding Approaching Pre-Crash High Set Back in March 2008

December 20, 2018
John Bancroft
Banks, savings institutions and credit unions held a combined $3.005 trillion of unsecuritizedsingle-family mortgages in portfolio as of Sept. 30…
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