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Home » Topics » Inside Mortgage Finance » Originations

Originations
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First-Time Homebuyer Share of Purchases Declines as FHA Premiums Head Higher

May 23, 2013
Brandon Ivey
Thomas Popik, research director for Campbell Surveys, said first-time buyer demand appears to be leveling off due to changes at the FHA.
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Extending HARP Eligibility By One Year Could Strain Servicers

May 23, 2013
Charles Wisniowski
Analysts at Bank of America Merrill Lynch and elsewhere cite evidence of a “creeping goal line” to move back by 12 months the June 1, 2009, cut-off date for HARP eligibility.
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Confusion in Congress Regarding Qualified Mortgage Eligibility

May 22, 2013
Brandon Ivey
Reps. Shelley Moore Capito, R-WV and Sean Duffy, R-WI, respectively chairman and vice chairman of the subcommittee, had not viewed the CFPB’s analysis on QM.
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FHA Jumbo Production Picks Up in First Quarter

May 22, 2013
George Brooks
FHA jumbo lenders produced an estimated $5.44 billion in loans over $417,000 during the first three months of the year.
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Sen. Warner Paid a Visit to Freddie Mac, GSE Bill in the Works

May 22, 2013
Paul Muolo
Sen. Warner recently paid a visit to Freddie Mac employees but offered little information about his pending GSE bill.
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Certain FHA Loans Could Fall Into ‘Higher-Priced’ Bucket

May 22, 2013
George Brooks
Thanks to coming changes in FHA’s mortgage insurance premium cancellation policy, investors in the secondary market met avoid these loans.
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Short Takes: Fannie and Freddie Sitting on Huge Portfolio Gains? / Mortgage Applications Get Hammered / Who Really Owns the Common Securitization Platform? / LPS Sees a New Low for Late Payments / 360 Mortgage to the Rescue

May 22, 2013
Paul Muolo
Are Fannie Mae and Freddie mac sitting on huge untapped profits?
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More GSE Business in Multi-Issuer Pools as Smaller Firms Cope with Depleted Correspondent Channel

May 21, 2013
John Bancroft
Many smaller mortgage lenders are looking for alternatives to selling loans to large national aggregators like Wells Fargo.
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Republicans Seek to Revise QM Requirements, Maybe a Repeal?

May 21, 2013
Brandon Ivey
Might the controversial "qualified mortgage" rule be repealed? Maybe, if House Republicans have their way.
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Citi Names Private Bank Chief to Head Mortgages, More Jumbos?

May 21, 2013
Paul Muolo
Will CitiMortgage be an even greater player in jumbo lending with its new CEO?
Read More
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