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Redesigned URAR Eliminates Form Numbers

June 14, 2024
Dennis Hollier
Fannie Mae said the new Uniform Residential Appraisal Report will depend on six new property characteristics data points to let users know what information to provide.
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Impact of Freddie’s Green Bond Program

June 14, 2024
Dennis Hollier
Properties backed by Freddie Green MBS issued in 2023 saved enough energy to power 2,051 homes for a year.
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How the GSEs Can Improve Rent Reporting Programs

June 14, 2024
Dennis Hollier
Industry veteran Michael Stegman wants Fannie Mae and Freddie Mac to be more transparent about the impact of their rent reporting pilots.
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Fannie Ramps Up CIRT Activity

June 14, 2024
Dennis Hollier
Fannie Mae last week notched its fifth Credit Insurance Risk Transfer transaction of the year, a $285 million deal covering a pool of 34,000 single-family mortgages.
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Student Loan Debt, Verification Issues Top Fannie’s Loan Defect List

June 14, 2024
Dennis Hollier
Defects related to liabilities on student loans, income/employment verification and the appraisal process topped the list of items Fannie warns lenders to keep alert for.
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SitusAMC Veteran Introduces Housing Sector Chatbot

June 14, 2024
Monica Hogan
The Impact Capitol chatbot incorporates information in the public domain, including news and government regulations, and updates it continuously. SitusAMC holds an equity stake in the company.
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Expectations of ‘Silver Tsunami’ in Housing Market Delayed

June 14, 2024
Monica Hogan
Older Americans could hold on to their single-family homes longer than earlier expected, according to panelists at this week’s Bipartisan Policy Center conference.
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Mortgage Insurance Veterans Offer Services to Reinsurers

June 13, 2024
Monica Hogan
Euclid Mortgage will provide underwriting services to reinsurance companies that want to diversify by taking on mortgage risk.
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Post-Election GSE Reform: MBS Investors Rule

June 13, 2024
Paul Muolo
There’s new chatter that no matter who occupies the White House come January, change may finally be in the air. But the key to ending the almost 16-year-old GSE conservatorships is to figure out how to placate MBS investors.
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Some Risks as ABS Issuers Use AI for Underwriting

June 13, 2024
Dennis Hollier
As AI becomes ubiquitous in both the origination and securitization of loans, the U.S. regulatory framework is likely to evolve closer to the stricter rules used in the European Union.
Read More
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