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RHS Considers Contracting Direct Loan Servicer

June 27, 2025
Emmeline Willey
The Rural Housing Service expressed interest in contracting out the servicing of its direct loan portfolio.
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HUD Floats Leveling of FHA Multifamily Premiums

June 27, 2025
Emmeline Willey
HUD plans to level upfront and annual mortgage insurance premiums across FHA multifamily programs.
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FHA Rolls Out Aid for 2025 Storms Amid Uncertainty

June 27, 2025
Emmeline Willey
HUD has imposed foreclosure moratoriums for FHA-backed mortgages on homes in disaster-impacted areas across several states. Meanwhile, there are lingering questions about the impact of increasingly frequent disasters on FHA’s Mutual Mortgage Insurance Fund.
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Around the Industry

June 27, 2025
Emmeline Willey
HUD to shift headquarters; FHA lending update; VA launches improved help desk; FHA looks into BNPL; organizations sue HUD over Fair Housing Act grants.
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Non-QM MBS Withstanding Rising Delinquencies

June 27, 2025
Abby Zimmardi
Delinquencies on securitized non-qualified mortgages have increased but MBS investors have largely avoided losses to this point thanks to structural protections and improved underwriting.
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eResi Partners With ICE to Streamline Non-QM Delivery

June 27, 2025
Abby Zimmardi
eResi integrated with Intercontinental Exchange’s Encompass Investor Connect platform, looking to deliver non-qualified mortgages to investors.
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Move-Up Buyers Showing Interest in Luxury Homes

June 27, 2025
Abby Zimmardi
In the luxury home space, 31% of repeat buyers are using cash, keeping all-cash purchases strong. Also, younger buyers who fit into the move-up buyer category are beginning to flood the luxury market.
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Waltz Eases Lending Process for Foreign Nationals

June 27, 2025
Abby Zimmardi
The digital lending platform is expanding one year after its founding.
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News Briefs

June 27, 2025
Brandon Ivey
Impairment rate on securitized non-QMs rises in May; Rocket offering bridge loans; architecture firm to acquire non-QM lender; Chimera unit aggregating HEIs for securitization.
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FHFA Changes to CSS May Enable Public Utility Plans

June 26, 2025
Dennis Hollier
Changes to Common Securitization Solutions, including being renamed U.S. Financial Technology, appear to set the company up to serve additional secondary mortgage market participants.
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