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Industry Backs SEC Effort to Revise MBS, ABS Disclosures

December 4, 2025
Abby Zimmardi
The Securities and Exchange Commission received 31 comments in response to a concept release that sought feedback on revisions to disclosure requirements for publicly-registered securitizations.
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Federal Reserve Ends Balance Sheet Reduction

December 4, 2025
Dennis Hollier
Federal Reserve Ends Balance Sheet ReductionAfter 42 straight months of allowing its security holdings to run off, the Federal Reserve finally said “enough.” The central bank’s current balance sheet: $6.134 trillion.
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Reverse-Mortgage Industry Yearns for HMBS 2.0

December 4, 2025
Emmeline Willey
Trade groups suggested improvements to Ginnie Mae’s reverse-mortgage securitization program, many of which were already included in a planned update the agency has gone quiet on.
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RiskSpan Offers Data for Auto, Personal Loans

December 4, 2025
Abby Zimmardi
The company released a suite of standardized credit and prepayment curves for auto and personal loans.
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MBA Faces Pushback on Tri-Merge Shift

December 4, 2025
Dennis Hollier
The MBA continues to argue that the credit scores provided by Equifax, Experian and TransUnion are now so similar that lenders shouldn’t be required to pull all three. Credit bureaus disagree.
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Lenders Offer Promotions to Boost Originations in Winter

December 4, 2025
James Dohnert
Several large lenders are offering discounts and promotions to drum up business during a slow time of the year.
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UWM to Largely Service In-House by End of 2026

December 4, 2025
Paul Muolo and Brandon Ivey
By the end of 2026, the bulk of United Wholesale Mortgage’s servicing will be handled internally, according to CEO and Chairman Mat Ishbia. The nonbank still plans to use subservicers for certain loans.
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GSE Loan Limits to Increase by 3.3% in 2026

November 26, 2025
Abby Zimmardi
The baseline conforming loan limit for the government-sponsored enterprises will be $832,750 for one-unit properties in 2026.
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Rocket Offering DSCR Mortgages

November 26, 2025
Abby Zimmardi
The non-agency product has gone from a niche offering to mainstream, with Rocket becoming the latest prominent lender to offer DSCR loans.
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Foundation Mortgage Generates Record Volume

November 26, 2025
Abby Zimmardi
With some new key hires, Foundation Mortgage is focused on expanding its production.
Read More
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