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Home » FHA

Articles Tagged with ''FHA''

Lenders Raise Concerns on FHA Cyber Incident Policy

July 5, 2024
Monica Hogan
FHA said it would consider stakeholder feedback in future policy updates. But industry trade groups are already calling for changes to the cyber incident reporting requirements announced and launched in May.
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Ginnie Seeks Comments on HECM Repooling Proposal

July 5, 2024
Monica Hogan
Ginnie Mae last week proposed a new pool type to allow repooling of home equity conversion mortgages that have reached their buyout limit. Comments on the HMBS 2.0 term sheet are due July 31.
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House Subcommittee Moves FY25 HUD Funding Forward

July 5, 2024
Monica Hogan
The allotment for Ginnie Mae falls short of both the Biden administration’s requests and input from the mortgage industry.
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Local Market Factors Impact FHA Loan Performance

July 5, 2024
Monica Hogan
Borrowers’ perceptions of their home valuations are influenced by localized stressors, according to economists in HUD’s Office of Policy Development and Research.
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Around the Industry

July 5, 2024
Monica Hogan
FHA to host stakeholder meeting on new reconsideration of value requirements; former Ginnie Mae executive joins the Housing Policy Center; and more news in brief.
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HECM Originations Decline in First Quarter

June 21, 2024
Monica Hogan
Production of FHA reverse mortgages declined 11.4% from the fourth quarter to the first. Industry watchers are calling for reforms to increase program uptake. (Includes three data tables.)
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Gordon Says FHA Continues to Assess Life-of-Loan Policy

June 21, 2024
Monica Hogan
FHA Commissioner Julia Gordon said from a budgetary modeling standpoint, it would be expensive to cancel insurance premiums while FHA is still insuring the loan.
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CFPB Permanently Bans Former HECM Servicer

June 21, 2024
Brandon Ivey
Sutherland and NOVAD formed a servicing operation in 2014 that won a contract to service reverse mortgages for HUD. The companies remained reverse-mortgage servicers until near the end of 2022.
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Hometown Faulted on FHA Lending Ahead of Bankruptcy

June 21, 2024
Monica Hogan
Hometown Lenders was ordered to cease and desist from accepting new FHA lending business related to residents or properties located in Washington State for violations of the state’s Consumer Loan Act.
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Around the Industry

June 21, 2024
Monica Hogan
FHA seeks comments on proposed updates to its defect taxonomy; FHA implements final rule which distinguishes between governmental institutions and government-sponsored enterprises.
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