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Home » FHA

Articles Tagged with ''FHA''

FHA Loses Some Share on Purchase Mortgages

July 25, 2024
Brandon Ivey
FHA purchase-mortgage volume increased 21.4% from the first to the second quarter, based on agency MBS activity. But GSE volume — both with and without private mortgage insurance — increased by more. (Includes three data tables.)
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2Q24 Reveals an Increase in FHA/VA Delinquencies

July 22, 2024
Monica Hogan
The last time FHA loan delinquencies were this high? The fourth quarter of last year. Before that, you'd have to go back to 2Q20...
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Delinquencies Rise Among Government Loans in 2Q24

July 19, 2024
Monica Hogan
The performance of government-insured mortgages declined slightly in the second quarter of 2024, according to a new Inside FHA/VA Lending analysis of Ginnie Mae servicing disclosures. (Includes four data tables.)
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UWM Offers Discounts on VA, FHA Refis

July 19, 2024
Monica Hogan
The lender is offering a temporary 125-basis-point incentive on VA Interest Rate Reduction Refinance Loans and non-credit-qualifying FHA streamline loans.
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FHA Redrafts Proposed Servicing Defect Taxonomy

July 19, 2024
Monica Hogan
The redrafted proposal provides specific examples of defects and clearer, proportionate remedies to the potential harm.
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FHA 203(k) Home Repair Programs Revamped

July 19, 2024
Monica Hogan
HUD has increased the total rehabilitation costs that can be financed under FHA’s limited 203(k) program and extended the allowable time for rehab and repair work to be completed.
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HUD Proposes Rule on Sale of Delinquent FHA Loans

July 19, 2024
Monica Hogan
The proposed rule seeks to create a permanent program governing the sale of seriously delinquent FHA-insured single-family mortgages and foreclosed home equity conversion mortgages.
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HUD Sets New Targets for FHA Rules in Progress

July 19, 2024
Monica Hogan
HUD’s spring regulatory agenda includes about a dozen FHA-related items in the proposed or final rule planning stage.
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FHA Issues Draft ML on HECM Debenture Interest Rates

July 19, 2024
Monica Hogan
FHA plans to retroactively adjust the calculation of debenture interest rates for claims filed on HECMs due or payable since Sept. 19, 2017.
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Around the Industry

July 19, 2024
Monica Hogan
Senate passes the VA Home Loan Awareness Act; USDA updates income limits for home loan programs; the Department of Housing and Urban Development and the Federal Emergency Management Agency announce partnership to address disaster housing recovery challenges.
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