The FHFA director claims private mortgage insurers are excessively profitable and should return some of that money to consumers.

New PMIERs guidelines help determine required asset levels for MIs, but industry officials say they already have more than required.

New PMIERs tables assigning risk factors to loans based on credit scores and LTV ratios strongly resemble the GSEs’ LLPA tables.

Urban Institute researchers say the mortgage industry will experience slightly better capital treatment as a result of the changes to the Basel III Endgame, but they recommend some improvements.

Radian’s strategy to maximize value from its policies has led it to focus on lower-income first-time homebuyers and balance the higher risk with strong fundamentals like promising home price appreciation.

In the agency MBS market, refi volume with primary MI was up sharply at both the government-sponsored enterprises and the Department of Veterans Affairs, while FHA volume lagged to some extent.

The bill would stop FHA from collecting mortgage insurance premiums once a borrower’s loan-to-value ratio declines to 78%.

The Senate Finance Committee’s draft of the 2026 discretionary spending budget would make the PMI tax deduction permanent.

In states with the highest volume of primary MI, purchase-mortgage activity was more weighted toward government-insured programs.