The bill would stop FHA from collecting mortgage insurance premiums once a borrower’s loan-to-value ratio declines to 78%.

The Senate Finance Committee’s draft of the 2026 discretionary spending budget would make the PMI tax deduction permanent.

In states with the highest volume of primary MI, purchase-mortgage activity was more weighted toward government-insured programs.

Although high interest rates have cut into GSE acquisitions, depriving PMIs of new business, they have also prevented homeowners from selling, allowing insurers to hold on to the business they have.

Even though their businesses depend on Fannie and Freddie, private mortgage insurance providers don’t seem worried about the Trump administration’s efforts to release the GSEs from conservatorship.

Insured purchase-mortgage volume in agency MBS fell 9% in the fourth quarter.

In addition to a monetary fine, the CFPB has put compensation limits on Fay Servicing’s CEO if the compliance requirements are not met.

Euclid Mortgage will provide underwriting services to reinsurance companies that want to diversify by taking on mortgage risk.

According to Urban Institute, mortgage insurance payouts mean GSE losses on loans with LTVs over 80% are comparable to those on loans with LTVs below 80%.

Some fees paid by mortgage insurers for loans included in nonperforming loan sales were not passed through to related credit-risk transfer deals.