More than a third of this year’s VA rate-and-term refinances were originated with loan-to-value ratios above 100%, according to ICE.

Mortgage lenders are pushing back on enforcement actions against servicer convenience fees for optional expedited payment services.

The Mortgage Bankers Association called on Ginnie Mae to create a new securitization program for early-buyout loans.

The trade group wants clarification on FHA’s plan to allow rental income from boarders in a primary residence to inform underwriting.

Industry braces for shutdown; CHLA wants FHA, Ginnie budgets increased.

Lenders supported the regulator’s decision to lower some of the goals from the 2022-2024 rule.

The final rule will allow lenders to disburse up to 1% of FHA-endorsed multifamily construction loan proceeds before borrower-provided funds are fully exhausted.

The Arkansas Republican is a former banker who served as deputy assistant secretary of the Treasury in the George H.W. Bush administration.

Elon Musk’s call to “delete” the CFPB hasn’t found many takers. According to mortgage industry participants, the consumer watchdog has provided stability to the industry post the 2008 financial crisis.

The final rule establishes ability-to-repay requirements for Property Assessed Clean Energy loans.