Declining equity and surging escrow payments may be a precursor to market stress in some parts of the country, analysts say.

Housing supply is up 12% year-over-year.

Increasing investor demand and a need for insurance companies to diversify risk has led to growing interest in the insurance-linked securities market and catastrophe bond issuance.

Lenders and servicers face increasing risks related to rising property insurance costs.

HUD and VA are offering relief options for borrowers impacted by the widespread destruction caused by Hurricanes Helene and Milton.

Lenders alter practices to reduce risks associated with lending to unmapped flood risk areas, according to researchers at the New York Fed.

There’s a large gap between damage from Hurricane Helene and what will be covered by the National Flood Insurance Program and the private property insurance market, according to CoreLogic.

Improvements in non-QM underwriting standards are helping to stabilize loan performance.

Industry experts at a MISMO conference discussed the challenges of forecasting climate risk and its impact on mortgage performance.

Fannie Mae and Freddie Mac have both integrated the fintech’s digital version of IRS Form 8821 to confirm borrower income.