Skip to content
Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
»
News
» High Rates Push Lending Activity to Expanded-Credit Market
Looking to read the full article? Register for free access to IMFnews content today!
High Rates Push Lending Activity to Expanded-Credit Market
October 23, 2026
Abby Zimmardi
Rising interest rates are constraining originations of traditional mortgages and leading to a higher share for the expanded-credit market.
News
Inside Nonconforming Markets
Non-QM
Expanded Credit
Purchase this article for $55.00
Subscribe To The Newsletter
Latest Imf News
First-Lien Originations Decline by 16% in Third Quarter
Income Spikes at Rocket in Third Quarter, Helped by Servicing
Redwood Issuing Private Non-Agency MBS, No AAA Ratings
Pennymac Sees Loss on Production in 3Q; Servicing Profits
More Imf News
Featured Data
Seller Repurchases of GSE Loans Bounce Up in 2Q
Retail Share Rising in Conventional-Conforming
Refi Activity Plummets, Dragging Down Agency MBS in 3Q
ARM Production Rebounds
More Featured Data
Featured Reports
Mortgage Servicing Rights Report: 2Q26 (PDF)
Lender Profiles 2Q26: Top 25 (PDF)
Agency Seller-Issuer Profile: 2Q26 (PDF)
Top Mortgage Players: 2Q26 (PDF)
More Latest Reports
Featured Poll
As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?
No, it’s out of our wheelhouse.
Yes, it’s a great opportunity.
We’re already in on the action!
View Results