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Inside Nonconforming Markets
» CFPB Could ‘Move Away’ from DTI Ratios for QMs
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CFPB Could ‘Move Away’ from DTI Ratios for QMs
January 24, 2020
Brandon Ivey
The CFPB is considering eliminating the DTI ratio metric when determining the QM status of a mortgage and instead basing the designation on the interest rate. The proposal was met with mixed reactions.
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