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Home » Differentiated Pricing, High PMI Premiums, Overlays Bar Many Borrowers from Accessing FHA Market, Says Study
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Differentiated Pricing, High PMI Premiums, Overlays Bar Many Borrowers from Accessing FHA Market, Says Study

May 3, 2018
Excessive risk-based pricing, high private mortgage insurance premiums and lender credit overlays are locking out low-income borrowers and families of color from the conventional mortgage market, pushing them towards FHA as their only option, concludes a new study from the Center for Responsible Lending.
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