Bank and thrift members of the Federal Home Loan Bank system had outstanding advances of $522.5 billion at March 31, a quarterly decrease of 7.2 percent, according to an analysis by Inside The GSEs.But the year-over-year numbers are still up, with the first quarter of 2017 8.6 percent higher than the $481.2 billion reported in the first quarter of 2016. In fact, the $563.3 billion reported at the end of the fourth quarter represented the largest volume of advances for the whole year.JPMorgan Chase continues to lead among borrowers with $74.3 billion in advances, down 6.5 percent from the previous quarter.