Freddie Mac recommends that lenders begin preparing now for the Uniform Closing Dataset mandate that takes effect on Sept. 25, 2017. The Federal Housing Finance Agency directed Fannie Mae and Freddie to provide a common industry dataset to support the Consumer Financial Protection Bureau’s closing disclosure. As a result, the pair developed the UCD to make sure the disclosures were accurate and to facilitate sharing of the data. Andy Higginbotham, Freddie’s senior vice president of ...