Home » Short Takes: CFPB Examining Pre-Approval Letters Now? / CFPB ‘Consumer Narratives’ Still an Issue / Caliber Loosens Credit Even More / The Lawsky Question / FHA Weighs in on Loan Limits

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Short Takes: CFPB Examining Pre-Approval Letters Now? / CFPB ‘Consumer Narratives’ Still an Issue / Caliber Loosens Credit Even More / The Lawsky Question / FHA Weighs in on Loan Limits

December 8, 2014

Brandon Ivey, Paul Muolo, and Thomas Ressler

Industry advisor Joe Garrett said in a client note he knows of a lender that had its pre-approval letter scrutinized by the CFPB.

News IMFnews Inside Mortgage Finance Inside Nonconforming Markets Inside FHA/VA Lending Inside the CFPB Originations Personnel

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Short Takes: CFPB Examining Pre-Approval Letters Now? / CFPB ‘Consumer Narratives’ Still an Issue / Caliber Loosens Credit Even More / The Lawsky Question / FHA Weighs in on Loan Limits

Latest Imf News

Seasonal Slump Drives Down Originations in 1Q

Bids for Mortgage Servicing Rights Still Exceptionally Strong

UWM Proposes New Deal for Two Harbors

VantageScore 4.0 Unlikely to Have Major Impact on Agency MBS

Featured Data

Depository Servicers End Slide in Servicing Share

Bulk Agency MSR Sales Back to Normal in First Quarter

Cars, Data Centers Drive 1Q26 ABS Issuance Surge

Private MI Share Increases on GSE Purchase-Mortgage Business

Featured Reports

Mortgage Servicing Rights Report: 4Q25 (PDF)

2026 Mortgage Market Statistical Annual (PDF)

Agency Seller-Issuer Profile: 4Q25 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

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