The CFPB issued a report last week on how the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) has benefited consumers by effectively eliminating over-limit fees, sharply curtailing re-pricing practices, and reducing the average size of late fees. But the report also reveals the bureau’s intentions to scrutinize add-on products, rewards programs, and other “areas of concern.” Examples of the add-on products getting eyeballed by the bureau are those having to do with debt cancellation...