CFPB, Justice Department Probing PNC, National City Over Disparate Impact. The CFPB and the Department of Justice are jointly investigating whether mortgage loan pricing by National City and PNC had a disparate impact on protected classes, PNC revealed in its latest 10Q. “In June 2013, PNC was advised by the CFPB that it had authorized settlement negotiations with PNC, as successor to National City Corp., and by the Department of Justice that it had authorized the filing of a civil complaint against PNC, also as successor to...