The CFPB also issued a small entity compliance guide on its high-cost mortgage rule, otherwise known as the 2013 HOEPA Rule, which implements the Dodd-Frank Act changes to the Home Ownership and Equity Protection Act. The 2013 HOEPA Rule, published this past January, also implements two additional Dodd-Frank counseling requirements that may apply to lenders regardless of whether or not they make high-cost mortgages. Specifically, these provisions require or encourage consumers to obtain homeownership counseling for...