Skip to content
Sign In
Create Account
Sign Out
My Account
Cart
Inside Mortgage Finance
MBS & ABS
The GSEs
The CFPB
Mortgage Trends
FHA/VA Lending
Nonconforming Markets
Data
Subscribe to Data
Home
» Despite Shrinking Profit Margins, Bank Mortgage Earnings Hold Steady
Looking to read the full article? Register for free access to IMFnews content today!
Despite Shrinking Profit Margins, Bank Mortgage Earnings Hold Steady
April 29, 2013
John Bancroft
Banks are still making nice profits off their residential lending and servicing businesses, but 4Q12 may turn out to be a peak in the cycle.
News
IMFnews
Inside Mortgage Finance
Inside MBS & ABS
Inside The GSEs
Originations
Servicing
Latest Imf News
Appeals Court Grants Rehearing of CFPB Case
Trump Teases Housing Proposal, Promises Lower Interest Rates
House Committee Moves Housing Bill, NFIP Extension
Refis Lead to Increase in Ginnie MBS Issuance in November
More Imf News
Featured Data
Mortgage REITs Up Agency MBS, Shed Non-Agency
Agency Jumbo Business Level During Third Quarter
Non-Agency Jumbo Originations Slow in Third Quarter
Jumbo Servicing Volume Slightly Down in Third Quarter
More Featured Data
Featured Reports
Agency Seller-Issuer Profile: 3Q25 (PDF)
Mortgage Servicing Rights Report: 3Q25 (PDF)
Lender Profiles 2Q25: Top 25 (PDF)
GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)
More Latest Reports
Featured Poll
As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?
Yes, it’s a great opportunity.
We’re already in on the action!
No, it’s out of our wheelhouse.
View Results