The Consumer Financial Protection Bureau re-opened the comment period on rules for “qualified mortgages” in June after receiving data from the Federal Housing Finance Agency that showed the relation between delinquencies and borrowers’ debt-to-income ratios. The CFPB asked for similar data on FHA loans. The FHA provided the CFPB with such data last week for fiscal years 2004 through 2008, excluding Home Equity Conversion Mortgages and mortgages with seller-funded downpayment assistance. During that period, 63.3 percent of ...