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Guide to RESPA 2010 (E7)
December 18, 2008
As you know, the massive overhaul of the Real Estate Settlement Procedures Act requirements took effect January 1. Find out what the regulators expect of market players, as well as the concerns voiced by legal and industry experts as the full effects of the new requirements settle in. The Guide to RESPA 2010 is the latest version from Inside Mortgage Finance.
The entire industry must comply with the new RESPA rule, including lenders, brokers, homebuilders, title agents and others. What changes do you have to make to comply with the new rule? What warning is HUD giving about circumventing GFEs? Which requirements will impact you most? Use this Guide to navigate through the rules.

RESPA Overview:
- Reasons for Revision
- Page-by-page GFE & HUD-1 Information
- Extra Worksheets
- TILA Coordination
- Required Use
- GFE Receipt Confirmation
GFE/HUD-1 Highlights:
- GFE Provided by Mortgage Broker
- Settlement Service Providers List
- Liability for Lenders
- Average Charges
- Title Industry Concerns
- New Methods for Disclosing Charges
Lender Issues:
- Implementation Issues
- Changed Circumstances
- Retail and Wholesale Concerns
- Compliance Concerns
- Program Manager Concerns
- Tolerances
State Law Concerns:
- Lender Responsibilities
- Compliance Challenges
- Legal Issues
- Title, Settlement & Other Concerns
- HUD Guidance
Plus all of the FAQs from HUD organized by topic, and more.
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