Op-ed Piece Linked to RESPA ‘Conspiracy’ A Wall Street Journal editorial last week hammering critics of RESPA reform has fueled speculations of a lender-led effort to push the Department of Housing and Urban Development toward issuing a final RESPA rule by July 4. The May 27 editorial strongly endorsed the July 2002 RESPA reform proposal, particularly the concept of trading off a RESPA safe harbor for a one-cost guarantee on bundled settlement services, and blamed